Not for commercial useDetailsHide

Zillow Home Value Index, Zillow Home Value Index, bottom tier and Zillow Observed Rent Index, and every figure derived from them, reports included.

Report

ZIP 08320, NJ — housing report

0 measures over the five-year change window.

Coverage: Jan 2012–2026. Each measure’s dates are listed in the table.

Download MarkdownDownload this page’s data (CSV)

Measures

MeasureStartLatestChangePer yearRank by changeWindow
  1. ZIP-level values are allocated from Census ZCTAs rather than measured. A ZIP straddling several municipalities is an estimate, not an observation. Allocation weights for this ZIP: area.

Change ranks compare five-year movement, not price or size. Rank 1 is the largest rise—or the smallest where lower is better, such as unemployment.

Figures marked ± come from the Census Bureau’s survey and carry its 90% margin of errorMargin of error. How far a survey figure could be from the true value. A ± figure here is the Census Bureau’s 90% margin: the true value is very likely within that range.: the true figure is very likely within that range of the estimate. Where the margins cannot tell a place from its neighbours, its rank reads as a range. “No sampling error” marks a figure the Census fixes to its population estimates rather than estimating from the survey, such as a county’s population. HUDHUD. The U.S. Department of Housing and Urban Development, the federal housing agency. It sets the income limits and Fair Market Rents housing programs use, and publishes data on who struggles with housing costs.’s CHASCHAS. Comprehensive Housing Affordability Strategy: HUD’s special tabulation of ACS microdata, counting households by the share of their income that goes on housing. figures come from the same survey and carry HUD’s margins the same way.

Current values

Ranks compare values, not change. Single-snapshot CHAS and MOD-IV figures appear only here.

MeasureValueRank by valueAs ofSource
Homes and people
Homes, all housing unitsHomes, all housing units. How many homes there are, occupied or empty, from the Census Bureau’s survey, pooled over five years.Kind of figure: Survey estimateWhy it matters: The size of the housing stock that new building is measured against.abSurvey estimate0± 14—2024Census ACS
Total populationTotal population. How many people live here, from the Census Bureau’s survey, pooled over five years.Kind of figure: Survey estimateWhy it matters: Growth means more people competing for homes; decline can mean the opposite.abSurvey estimate1,021± 63Near the bottom of 598 NJ ZIP codesbetween 522nd and 540th2024Census ACS
Households and getting around
Students at private schoolsStudents at private schools. Of the children who live here and attend kindergarten to grade 12, the share enrolled at a private school. Charter and county vocational schools count as public.Kind of figure: Survey estimateWhy it matters: Not every child who lives here attends the local district’s schools.abSurvey estimate0.0%0.0% to 100.0%Too uncertain to place among 579 NJ ZIP codes with data2024Census ACS
Students at private schools, kindergarten to grade 8Students at private schools, kindergarten to grade 8. Of the children who live here in kindergarten to grade 8, the share enrolled at a private school.Kind of figure: Survey estimateWhy it matters: Private enrollment often differs between the younger grades and high school.abSurvey estimate0.0%0.0% to 100.0%Too uncertain to place among 574 NJ ZIP codes with data2024Census ACS
Students at private schools, grades 9 to 12Students at private schools, grades 9 to 12. Of the children who live here in grades 9 to 12, the share enrolled at a private school.Kind of figure: Survey estimateWhy it matters: Private enrollment often differs between the younger grades and high school.abSurvey estimate0.0%0.0% to 100.0%Too uncertain to place among 570 NJ ZIP codes with data2024Census ACS
Where people work and transit nearby
Jobs held by residentsJobs held by residents. Jobs held by people who live here, wherever the job is: jobs covered by unemployment insurance and federal civilian jobs, from the Census Bureau’s LODES.Kind of figure: Administrative recordsWhy it matters: The base the work shares are taken of. Self-employment and military jobs are not counted, and two jobs count twice.Administrative records211—2023Census LODES
Residents' jobs in their home countyResidents' jobs in their home county. The share of residents’ jobs located in the county they live in, their own town included.Kind of figure: Calculated hereWhy it matters: Shows how far most residents’ work reaches.Calculated here8.1%—2023Census LODES
Residents' jobs elsewhere in New JerseyResidents' jobs elsewhere in New Jersey. The share of residents’ jobs in New Jersey but outside their home county.Kind of figure: Calculated hereWhy it matters: Part of where residents work.Calculated here78.2%—2023Census LODES
Residents' jobs in New York CityResidents' jobs in New York City. The share of residents’ jobs located in New York City’s five boroughs.Kind of figure: Calculated hereWhy it matters: Where many residents work in the city, the trip across the Hudson shapes daily life and costs.Calculated here1.9%—2023Census LODES
Residents' jobs in PennsylvaniaResidents' jobs in Pennsylvania. The share of residents’ jobs located in Pennsylvania, Philadelphia included.Kind of figure: Calculated hereWhy it matters: Part of where residents work.Calculated here6.2%—2023Census LODES
Residents' jobs in other statesResidents' jobs in other states. The share of residents’ jobs outside New Jersey, New York City and Pennsylvania.Kind of figure: Calculated hereWhy it matters: Part of where residents work. LODES 2023 has no records for Alaska or Michigan.Calculated here5.7%—2023Census LODES
Homes within half a mile of a rail stopHomes within half a mile of a rail stop. The share of homes within half a mile, in a straight line, of a commuter rail, PATH, PATCO, subway or light rail stop.Kind of figure: Calculated hereWhy it matters: Nearness to a station, not how often trains call there.Calculated here0.0%—2026BTS transit
Homes within a quarter mile of a bus stopHomes within a quarter mile of a bus stop. The share of homes within a quarter mile, in a straight line, of a bus stop.Kind of figure: Calculated hereWhy it matters: A stop served once a day counts the same as one served every ten minutes.Calculated here0.0%—2026BTS transit
Homes near any transit stopHomes near any transit stop. The share of homes near a rail stop (half a mile) or a bus stop (a quarter mile).Kind of figure: Calculated hereWhy it matters: How much of the place is within a walk of some transit.Calculated here0.0%—2026BTS transit
Flood and environment
Homes in FEMA's 1% flood zoneHomes in FEMA's 1% flood zone. The share of homes inside FEMA’s 1%-a-year flood zone, estimated from the 2020 Census’s homes against FEMA’s map in force.Kind of figure: Calculated hereWhy it matters: A flood there has at least a 26% chance over a 30-year mortgage, and a federally backed mortgage requires flood insurance. Outside the zone is not safe.Calculated here0.0%1st of 533 NJ ZIP codes with data2026FEMA flood map
Homes in FEMA's 0.2% flood zoneHomes in FEMA's 0.2% flood zone. The share of homes in FEMA’s 0.2%-a-year flood zone, or behind a levee.Kind of figure: Calculated hereWhy it matters: Insurance is not required there, but floods still reach it.Calculated here0.0%1st of 533 NJ ZIP codes with data2026FEMA flood map
Homes in FEMA's 1% flood zone (count)Homes in FEMA's 1% flood zone (count). How many homes, as counted in 2020, are estimated to be in FEMA’s 1% flood zone.Kind of figure: Calculated hereWhy it matters: The number behind the share.Calculated here0—2026FEMA flood map
Homes FEMA's flood map determinesHomes FEMA's flood map determines. The share of homes where FEMA’s digital flood map gives a flood zone at all.Kind of figure: Calculated hereWhy it matters: Below 95%, no share in the zones is given: a share over homes the map does not reach would read as dry. Most of Morris County is in that position.Calculated here100.0%—2026FEMA flood map
Homes in the climate-adjusted tidal flood areaHomes in the climate-adjusted tidal flood area. The share of homes in NJDEP’s tidal flood area with four feet of sea-level rise added, for the 14 counties NJDEP mapped.Kind of figure: Calculated hereWhy it matters: New Jersey plans new coastal building for this line; it is a planning layer, not a flood map in force.Calculated here0.0%1st of 403 NJ ZIP codes with data2026NJDEP climate flood map
Flood insurance claims paidFlood insurance claims paid. Flood insurance claims the National Flood Insurance Program paid on, by the year of the flood.Kind of figure: Administrative recordsWhy it matters: Where floods have actually cost insured owners. Only insured homes claim, so it undercounts.Administrative records1—2012FEMA flood claims
Flood insurance paidFlood insurance paid. What the National Flood Insurance Program paid for floods in the year, in that year’s dollars.Kind of figure: Administrative recordsWhy it matters: How costly a flood year was here.Administrative records$38,130—2012FEMA flood claims
Contaminated sites, cleanup openContaminated sites, cleanup open. Contaminated sites NJDEP lists whose cleanup is under way or not yet begun.Kind of figure: Administrative recordsWhy it matters: A count, not a risk: where each site is, and what it is, is on NJDEP’s map.Administrative records0—2026NJDEP contaminated sites
Contaminated sites, cleaned up with controlsContaminated sites, cleaned up with controls. Sites cleaned up with controls that stay, such as a deed notice or a limit on using the ground water.Kind of figure: Administrative recordsWhy it matters: The land is usable, with conditions that pass to the next owner.Administrative records0—2026NJDEP contaminated sites
Home heating-oil tank cleanupsHome heating-oil tank cleanups. Leaking home heating-oil tanks being cleaned up, nearly all at houses.Kind of figure: Administrative recordsWhy it matters: Common where homes were heated with oil; worth asking about when buying an older house.Administrative records0—2026NJDEP contaminated sites
Homes on public waterHomes on public water. The share of homes inside a public water system’s service area.Kind of figure: Calculated hereWhy it matters: The rest mostly drink from private wells, which New Jersey has tested only when a home is sold or leased.Calculated here47.0%—2026NJDEP water areas
Homes on a system with a recent health-based violationHomes on a system with a recent health-based violation. The share of homes whose water system had a health-based violation in the last five full years: a contaminant over its limit, or treatment not done.Kind of figure: Calculated hereWhy it matters: A period the water broke a rule, not a measure of the water today; each system’s record says what happened.Calculated here0.0%—2026EPA water records
  1. aACSACS. American Community Survey: the Census Bureau’s rolling survey. Figures here are five-year estimates, so “2023” means the survey years 2019–2023, not a count taken that year. 5-year vintages overlap by four years, so consecutive estimates are not independent measurements and short windows understate the real separation.
  2. bCensus survey figures for a ZIP code are measured for its ZCTA, the area the Census builds from census blocks to approximate the ZIP's delivery routes; the two can differ. ZCTA figures begin with the 2016-2020 survey, the first drawn on 2020's ZCTAs, so none shows a five-year change yet.

Sources

SourcePublisherVintagesRetrievedLicence
National Transit Map — stopsBTS transit · bts_ntmBureau of Transportation Statisticscurrent2026-10-06Public domain (U.S. Government work)
American Community Survey, 5-year estimatesCensus ACS · census_acsU.S. Census Bureau20242026-10-01Public domain (U.S. Government work)
LEHD Origin-Destination Employment Statistics (LODES 8)Census LODES · census_lodesU.S. Census Bureau20232026-10-06Public domain (U.S. Government work)
Safe Drinking Water Information System — violationsEPA water records · epa_sdwisU.S. Environmental Protection Agencycurrent2026-10-03Public domain (U.S. Government work)
National Flood Hazard Layer — flood hazard zonesFEMA flood map · fema_nfhlFederal Emergency Management Agencycurrent2026-10-03Public domain (U.S. Government work)
NFIP Redacted Claims (v3)FEMA flood claims · fema_nfip_claimsFederal Emergency Management Agency (OpenFEMA)current2026-10-03OpenFEMA Terms and Conditions
Tidal Climate Adjusted Flood Elevation (sea-level rise 4 ft)NJDEP climate flood map · njdep_cafeNew Jersey Department of Environmental Protectioncurrent2026-10-03NJDEP Data Distribution Agreement
Known Contaminated Sites ListNJDEP contaminated sites · njdep_kcslNew Jersey Department of Environmental Protectioncurrent2026-10-16NJDEP Data Distribution Agreement
Public Community Water Purveyor Service AreasNJDEP water areas · njdep_water_areasNew Jersey Department of Environmental Protectioncurrent2026-10-03NJDEP Data Distribution Agreement