Zillow Home Value Index, Zillow Home Value Index, bottom tier and Zillow Observed Rent Index, and every figure derived from them, reports included.
About the data
Figures revised after they were published
When a publisher corrects a figure we already showed, it’s recorded here: what it was, what it is now. Newest first.
8 refreshes with revisions
1 figures revised Oct 23, 2026
About revisions and survey margins
Publishers can revise previously published figures. Survey margins are retained for revisions recorded from 8 October 2026; earlier records kept values alone. Changes are relative to the earlier value.
Earlier values kept since Sep 20, 2026 · built Oct 30, 2026 · dates are UTC · changes are relative to the earlier value
Oct 23, 20261 figure revised
30-year fixed mortgage rate30-year fixed mortgage rate. The average interest rate on a 30-year fixed-rate home loan across the country, from Freddie Mac’s weekly survey, averaged by month. A month still in progress covers only the weeks reported so far.Kind of figure: Published benchmarkWhy it matters: It sets the monthly payment: on the same house, a higher rate can add hundreds of dollars a month.
Period still under way These figures fill in as the period goes on; a change here is expected, not a correction.
1 figure across 1 place, Oct 2026: revised down.
The places whose 30-year fixed mortgage rate moved most, one row per place
Home value index, houses and condosHome value index, houses and condos. Zillow’s estimate of what a typical home here is worth, counting houses, condos and co-ops: one in the middle of the local market, not the cheapest or the dearest.Kind of figure: Modelled estimateWhy it matters: It is the closest thing to “what a house costs here”, the figure a buyer’s budget starts from.
295,424 figures across 955 places, Jan 2000 – Aug 2026: 270,684 revised down and 24,740 up, typically by 1.3%.
The places whose home value index, houses and condos moved most, one row per place
Biggest changes
Period
Was
Now
Change
ZIP 08353and 90 other monthsJun 2024 · and 90 other months
Observed rent index, all homesObserved rent index, all homes. Zillow’s typical asking rent for homes listed for rent here: apartments, condos and houses together.Kind of figure: Modelled estimateWhy it matters: It is what a new tenant can expect to be asked today, often more than people already renting pay.
16,441 figures across 424 places, Jan 2015 – Aug 2026: 9,186 revised down and 7,255 up, typically by 1.9%.
The places whose observed rent index, all homes moved most, one row per place
Biggest changes
Period
Was
Now
Change
ZIP 07760and 1 other monthJul 2026 · and 1 other month
ZIP 07762and 29 other monthsJan 2026 · and 29 other months
Jan 2026
$3,400/mo
$2,778/mo
-18.3%
Home heating-oil tank cleanupsHome heating-oil tank cleanups. Leaking home heating-oil tanks being cleaned up, nearly all at houses.Kind of figure: Administrative recordsWhy it matters: Common where homes were heated with oil; worth asking about when buying an older house.
Period still under way These figures fill in as the period goes on; a change here is expected, not a correction.
162 figures across 162 places, 2026: 93 revised down and 69 up, typically by 50.0%.
The places whose home heating-oil tank cleanups moved most, one row per place
Contaminated sites, cleanup openContaminated sites, cleanup open. Contaminated sites NJDEP lists whose cleanup is under way or not yet begun.Kind of figure: Administrative recordsWhy it matters: A count, not a risk: where each site is, and what it is, is on NJDEP’s map.
Period still under way These figures fill in as the period goes on; a change here is expected, not a correction.
108 figures across 108 places, 2026: 59 revised up and 49 down, typically by 4.5%.
The places whose contaminated sites, cleanup open moved most, one row per place
Contaminated sites, cleaned up with controlsContaminated sites, cleaned up with controls. Sites cleaned up with controls that stay, such as a deed notice or a limit on using the ground water.Kind of figure: Administrative recordsWhy it matters: The land is usable, with conditions that pass to the next owner.
Period still under way These figures fill in as the period goes on; a change here is expected, not a correction.
34 figures across 34 places, 2026: all revised up, typically by 4.0%.
The places whose contaminated sites, cleaned up with controls moved most, one row per place
Home value to household incomeHome value to household income. How many years of the typical household’s income the typical home costs: Zillow’s home value divided by the Census Bureau’s median income for the same year.Kind of figure: Calculated hereWhy it matters: Around 3 was long thought affordable; above 5 is a stretch for most buyers.
Computed by this site Recomputed from the publishers’ figures, so it moves when they are revised.
5,109 figures across 954 places, 2019 – 2024: 4,675 revised down and 434 up, typically by 1.3%.
The places whose home value to household income moved most, one row per place
Biggest changes
Period
Was
Now
Change
ZIP 08353and 4 other years2024 · and 4 other years
Annual rent to household incomeAnnual rent to household income. A year of typical asking rent as a share of the typical household’s income.Kind of figure: Calculated hereWhy it matters: Above 30%, a typical household renting a typical home here would be cost-burdened.
Computed by this site Recomputed from the publishers’ figures, so it moves when they are revised.
746 figures across 211 places, 2019 – 2024: 416 revised down and 330 up, typically by 1.8%.
The places whose annual rent to household income moved most, one row per place
Home value to area median incomeHome value to area median income. How many years of HUD’s area median income the typical home costs.Kind of figure: Calculated hereWhy it matters: Like home value to income, but against the official income that housing programs use.
Computed by this site Recomputed from the publishers’ figures, so it moves when they are revised.
126 figures across 21 places, 2020 – 2025: all revised down, typically by 1.2%.
The places whose home value to area median income moved most, one row per place
Warren Countyand 5 other years2023 · and 5 other years
2023
3.21×
3.14×
-1.9%
Camden Countyand 5 other years2023 · and 5 other years
2023
2.62×
2.57×
-1.7%
Home value to area median incomeHome value to area median income. How many years of HUD’s area median income the typical home costs.Kind of figure: Calculated hereWhy it matters: Like home value to income, but against the official income that housing programs use.
Computed by this site Recomputed from the publishers’ figures, so it moves when they are revised.
Period still under way These figures fill in as the period goes on; a change here is expected, not a correction.
21 figures across 21 places, 2026: 20 revised down and 1 up, typically by 1.1%.
The places whose home value to area median income moved most, one row per place
Median loan costs, home purchasesMedian loan costs, home purchases. The median of the loan costs disclosed at closing: origination charges, points and third-party services.Kind of figure: Calculated hereWhy it matters: Cash a buyer needs beyond the down payment.
Recomputed by this siteThis site made how it computes this medianMedian. The middle value: half are above it and half below. Unlike an average, a few very large values do not pull it up. exact: where the loans divided evenly at the middle, the figure could fall on either of two values depending on the order the records were read in, and now always falls on the same one. The lenders' records did not change.
36 figures across 28 places, 2021 – 2025: all revised down, typically by 1.4%.
The places whose median loan costs, home purchases moved most, one row per place
Biggest changes
Period
Was
Now
Change
ZIP 07403and 2 other years2025 · and 2 other years
Median borrower income, home purchasesMedian borrower income, home purchases. The median income lenders relied on for home-purchase mortgages here.Kind of figure: Calculated hereWhy it matters: Who is buying here with a mortgage.
Recomputed by this siteThis site made how it computes this medianMedian. The middle value: half are above it and half below. Unlike an average, a few very large values do not pull it up. exact: where the loans divided evenly at the middle, the figure could fall on either of two values depending on the order the records were read in, and now always falls on the same one. The lenders' records did not change.
9 figures across 8 places, 2021 – 2025: all revised down, typically by 1.9%.
The places whose median borrower income, home purchases moved most, one row per place
Median mortgage rate, home purchasesMedian mortgage rate, home purchases. The median interest rate on home-purchase mortgages made here in the year.Kind of figure: Calculated hereWhy it matters: What borrowers here actually got, not a rate anyone is offered today.
Recomputed by this siteThis site made how it computes this medianMedian. The middle value: half are above it and half below. Unlike an average, a few very large values do not pull it up. exact: where the loans divided evenly at the middle, the figure could fall on either of two values depending on the order the records were read in, and now always falls on the same one. The lenders' records did not change.
9 figures across 9 places, 2021 – 2025: all revised down, typically by 1.8%.
The places whose median mortgage rate, home purchases moved most, one row per place
Median mortgage, home purchasesMedian mortgage, home purchases. The median amount borrowed to buy a home here.Kind of figure: Calculated hereWhy it matters: Published rounded to the middle of each $10,000 range, for privacy.
Recomputed by this siteThis site made how it computes this medianMedian. The middle value: half are above it and half below. Unlike an average, a few very large values do not pull it up. exact: where the loans divided evenly at the middle, the figure could fall on either of two values depending on the order the records were read in, and now always falls on the same one. The lenders' records did not change.
6 figures across 6 places, 2021 – 2025: all revised down, typically by 2.3%.
The places whose median mortgage, home purchases moved most, one row per place
Median loan-to-value, home purchasesMedian loan-to-value, home purchases. The median loan as a share of the home’s value.Kind of figure: Calculated hereWhy it matters: 100% less this is the typical down payment.
Recomputed by this siteThis site made how it computes this medianMedian. The middle value: half are above it and half below. Unlike an average, a few very large values do not pull it up. exact: where the loans divided evenly at the middle, the figure could fall on either of two values depending on the order the records were read in, and now always falls on the same one. The lenders' records did not change.
5 figures across 4 places, 2021 – 2025: all revised down, typically by 0.4%.
The places whose median loan-to-value, home purchases moved most, one row per place
Commutes of an hour or moreCommutes of an hour or more. The share of workers living here who take an hour or more to get to work, one way.Kind of figure: Survey estimateWhy it matters: Long commutes are often the price of a cheaper home farther from jobs.
Recomputed by this siteThis site corrected how it computes this figure: it counted only commutes of 90 minutes or more, and now counts every commute of an hour or more, adding the Census's 60-to-89-minute bracket. The Census's figures did not change.
6,282 figures across 1,154 places, 2019 – 2024: all revised up, typically by 203.6%.
The places whose commutes of an hour or more moved most, one row per place
Affordable units in projects reported completedAffordable units in projects reported completed. Affordable units in municipal reports that mark a certificate of occupancy granted. Missing counts and unknown completion statuses are left out.Kind of figure: Administrative recordsWhy it matters: A partial reported inventory across rounds, including rehabilitation. It cannot measure completion of the fourth-round need.
Period still under way These figures fill in as the period goes on; a change here is expected, not a correction.
3 figures across 3 places, Jul 2026: all revised down, typically by 0.3%.
The places whose affordable units in projects reported completed moved most, one row per place
Median gross rentMedian gross rent. What the middle renting household actually pays each month, utilities included, as renters told the Census Bureau’s survey.Kind of figure: Survey estimateWhy it matters: It is what tenants already in place pay; the gap to today’s asking rent shows how fast the market has moved.
Recomputed by this siteThis site stopped showing a medianMedian. The middle value: half are above it and half below. Unlike an average, a few very large values do not pull it up. that falls in the Census's open-ended top or bottom bracket: the Census prints the bracket's bound there, such as $250,001 for an income of $250,000 or more, and the bound is not a median. The Census's figures did not change.
53 figures across 26 places, Jan 2015 – Jan 2020: revised.
The places whose median gross rent moved most, one row per place
Median household incomeMedian household income. The income of the household in the middle: half of households here earn more, half less. From the Census Bureau’s survey, pooled over five years.Kind of figure: Survey estimateWhy it matters: It is the yardstick for affordability; prices only mean something next to what people earn.
Recomputed by this siteThis site stopped showing a medianMedian. The middle value: half are above it and half below. Unlike an average, a few very large values do not pull it up. that falls in the Census's open-ended top or bottom bracket: the Census prints the bracket's bound there, such as $250,001 for an income of $250,000 or more, and the bound is not a median. The Census's figures did not change.
30 figures across 14 places, Jan 2016 – Jan 2020: revised.
The places whose median household income moved most, one row per place
Median owner-occupied home valueMedian owner-occupied home value. What the middle homeowner says their home is worth, as owners told the Census Bureau’s survey. It covers every kind of owned home.Kind of figure: Survey estimateWhy it matters: An older, self-reported view of prices: useful where Zillow has no figure, and as a check on it.
Recomputed by this siteThis site stopped showing a medianMedian. The middle value: half are above it and half below. Unlike an average, a few very large values do not pull it up. that falls in the Census's open-ended top or bottom bracket: the Census prints the bracket's bound there, such as $250,001 for an income of $250,000 or more, and the bound is not a median. The Census's figures did not change.
26 figures across 7 places, Jan 2015 – Jan 2020: revised.
The places whose median owner-occupied home value moved most, one row per place
30-year fixed mortgage rate30-year fixed mortgage rate. The average interest rate on a 30-year fixed-rate home loan across the country, from Freddie Mac’s weekly survey, averaged by month. A month still in progress covers only the weeks reported so far.Kind of figure: Published benchmarkWhy it matters: It sets the monthly payment: on the same house, a higher rate can add hundreds of dollars a month.
Period still under way These figures fill in as the period goes on; a change here is expected, not a correction.
1 figure across 1 place, Sep 2026: revised up.
The places whose 30-year fixed mortgage rate moved most, one row per place
Renters paying over 30% of income on housingRenters paying over 30% of income on housing. The share of renting households spending more than 30% of their income on rent and utilities.Kind of figure: Survey estimateWhy it matters: 30% is the line the government uses for “cost-burdened”: above it, rent squeezes everything else.
Recomputed by this siteThis site changed how it computes this figure: renters whose housing cost burden the Census could not compute — no or negative income, or no cash rent — no longer count in the denominator, the way HUDHUD. The U.S. Department of Housing and Urban Development, the federal housing agency. It sets the income limits and Fair Market Rents housing programs use, and publishes data on who struggles with housing costs.'s CHASCHAS. Comprehensive Housing Affordability Strategy: HUD’s special tabulation of ACS microdata, counting households by the share of their income that goes on housing. tables count them. The Census's figures did not change.
3,084 figures across 567 places, 2019 – 2024: all revised up, typically by 6.4%.
The places whose renters paying over 30% of income on housing moved most, one row per place
Home value index, houses and condosHome value index, houses and condos. Zillow’s estimate of what a typical home here is worth, counting houses, condos and co-ops: one in the middle of the local market, not the cheapest or the dearest.Kind of figure: Modelled estimateWhy it matters: It is the closest thing to “what a house costs here”, the figure a buyer’s budget starts from.
294,469 figures across 955 places, Jan 2000 – Jul 2026: 271,525 revised down and 22,944 up, typically by 1.1%.
The places whose home value index, houses and condos moved most, one row per place
Biggest changes
Period
Was
Now
Change
ZIP 08103and 318 other monthsOct 2019 · and 318 other months
Oct 2019
$83,024
$88,409
+6.5%
ZIP 07310and 314 other monthsOct 2025 · and 314 other months
Observed rent index, all homesObserved rent index, all homes. Zillow’s typical asking rent for homes listed for rent here: apartments, condos and houses together.Kind of figure: Modelled estimateWhy it matters: It is what a new tenant can expect to be asked today, often more than people already renting pay.
16,131 figures across 432 places, Jan 2015 – Jul 2026: 8,168 revised down and 7,963 up, typically by 1.4%.
The places whose observed rent index, all homes moved most, one row per place
Home value to household incomeHome value to household income. How many years of the typical household’s income the typical home costs: Zillow’s home value divided by the Census Bureau’s median income for the same year.Kind of figure: Calculated hereWhy it matters: Around 3 was long thought affordable; above 5 is a stretch for most buyers.
Computed by this site Recomputed from the publishers’ figures, so it moves when they are revised.
2,435 figures across 409 places, 2019 – 2024: 2,249 revised down and 186 up, typically by 1.1%.
The places whose home value to household income moved most, one row per place
Annual rent to household incomeAnnual rent to household income. A year of typical asking rent as a share of the typical household’s income.Kind of figure: Calculated hereWhy it matters: Above 30%, a typical household renting a typical home here would be cost-burdened.
Computed by this site Recomputed from the publishers’ figures, so it moves when they are revised.
396 figures across 98 places, 2019 – 2024: 204 revised down and 192 up, typically by 1.2%.
The places whose annual rent to household income moved most, one row per place
Home value to area median incomeHome value to area median income. How many years of HUD’s area median income the typical home costs.Kind of figure: Calculated hereWhy it matters: Like home value to income, but against the official income that housing programs use.
Computed by this site Recomputed from the publishers’ figures, so it moves when they are revised.
105 figures across 21 places, 2020 – 2024: all revised down, typically by 1.0%.
The places whose home value to area median income moved most, one row per place
Biggest changes
Period
Was
Now
Change
Hudson Countyand 4 other years2020 · and 4 other years
2020
6.75×
6.60×
-2.1%
Bergen Countyand 4 other years2024 · and 4 other years