Report
ZIP 08072, NJ — housing report
Coverage: Jan 2011–Sep 2027. Each measure’s dates are listed in the table.
ZIP 08072 is among the least expensive of the 571 New Jersey ZIP codes with an ACS estimate, by median owner-reported home value ($114,800 ± $85,728, ranked between 539th and 571st).
Computed from the data · not AI-written.
Measures
| Measure | Start | Latest | Change | Per year | Rank by change | Window |
|---|
- ·ZIP-level values are allocated from Census ZCTAs rather than measured. A ZIP straddling several municipalities is an estimate, not an observation. Allocation weights for this ZIP: hud_res_ratio.
Change ranks compare five-year movement, not price or size. Rank 1 is the largest rise—or the smallest where lower is better, such as unemployment.
Figures marked ± come from the Census Bureau’s survey and carry its 90% margin of errorMargin of error. How far a survey figure could be from the true value. A ± figure here is the Census Bureau’s 90% margin: the true value is very likely within that range.: the true figure is very likely within that range of the estimate. Where the margins cannot tell a place from its neighbours, its rank reads as a range. “No sampling error” marks a figure the Census fixes to its population estimates rather than estimating from the survey, such as a county’s population. HUDHUD. The U.S. Department of Housing and Urban Development, the federal housing agency. It sets the income limits and Fair Market Rents housing programs use, and publishes data on who struggles with housing costs.’s CHASCHAS. Comprehensive Housing Affordability Strategy: HUD’s special tabulation of ACS microdata, counting households by the share of their income that goes on housing. figures come from the same survey and carry HUD’s margins the same way.
Current values
Ranks compare values, not change. Single-snapshot CHAS and MOD-IV figures appear only here.
| Measure | Value | Rank by value | As of | Source |
|---|---|---|---|---|
| Prices | ||||
| Median owner-occupied home valueMedian owner-occupied home value. What the middle homeowner says their home is worth, as owners told the Census Bureau’s survey. It covers every kind of owned home.Kind of figure: Survey estimateWhy it matters: An older, self-reported view of prices: useful where Zillow has no figure, and as a check on it.acSurvey estimate | $114,800± $85,728 | Near the bottom of 571 NJ ZIP codes with databetween 539th and 571st, by value, highest first | 2022 | Census ACS |
| Small Area Fair Market Rent, studioSmall Area Fair Market Rent, studio. HUD’s rent standard for a modest studio home in this ZIP code, utilities included, set ZIP by ZIP where HUD prices the metro area that way.Kind of figure: Official determinationWhy it matters: Where it exists, vouchers pay against it rather than the county figure, so it tracks rents street by street more closely.bOfficial determination | $1,130/mo | — | FY2027 | HUD fair market rents |
| Small Area Fair Market Rent, one-bedroomSmall Area Fair Market Rent, one-bedroom. HUD’s rent standard for a modest one-bedroom home in this ZIP code, utilities included, set ZIP by ZIP where HUD prices the metro area that way.Kind of figure: Official determinationWhy it matters: Where it exists, vouchers pay against it rather than the county figure, so it tracks rents street by street more closely.bOfficial determination | $1,220/mo | — | FY2027 | HUD fair market rents |
| Small Area Fair Market Rent, two-bedroomSmall Area Fair Market Rent, two-bedroom. HUD’s rent standard for a modest two-bedroom home in this ZIP code, utilities included, set ZIP by ZIP where HUD prices the metro area that way.Kind of figure: Official determinationWhy it matters: Where it exists, vouchers pay against it rather than the county figure, so it tracks rents street by street more closely.bOfficial determination | $1,460/mo | — | FY2027 | HUD fair market rents |
| Small Area Fair Market Rent, three-bedroomSmall Area Fair Market Rent, three-bedroom. HUD’s rent standard for a modest three-bedroom home in this ZIP code, utilities included, set ZIP by ZIP where HUD prices the metro area that way.Kind of figure: Official determinationWhy it matters: Where it exists, vouchers pay against it rather than the county figure, so it tracks rents street by street more closely.bOfficial determination | $1,740/mo | — | FY2027 | HUD fair market rents |
| Small Area Fair Market Rent, four-bedroomSmall Area Fair Market Rent, four-bedroom. HUD’s rent standard for a modest four-bedroom home in this ZIP code, utilities included, set ZIP by ZIP where HUD prices the metro area that way.Kind of figure: Official determinationWhy it matters: Where it exists, vouchers pay against it rather than the county figure, so it tracks rents street by street more closely.bOfficial determination | $1,920/mo | — | FY2027 | HUD fair market rents |
| Affordability | ||||
| Renters paying over 30% of income on housingRenters paying over 30% of income on housing. The share of renting households spending more than 30% of their income on rent and utilities.Kind of figure: Survey estimateWhy it matters: 30% is the line the government uses for “cost-burdened”: above it, rent squeezes everything else.acSurvey estimate | 100.0%20.5% to 100.0% | Can’t be told apart from most of 569 NJ ZIP codes with databetween 8th and 569th, by value, lowest first | 2024 | Census ACS |
| Renters paying half their income or moreRenters paying half their income or more. The share of renting households here paying half their income or more on rent and utilities.Kind of figure: Survey estimateWhy it matters: Households this stretched have little left for anything else and are the most at risk of losing their home.acSurvey estimate | 88.9%0.0% to 100.0% | Too uncertain to place among 569 NJ ZIP codes with data, by value, lowest first | 2024 | Census ACS |
| Owners paying half their income or moreOwners paying half their income or more. The share of homeowners here paying half their income or more on their mortgage, tax, insurance and utilities.Kind of figure: Survey estimateWhy it matters: Owning does not always mean affordable; this counts owners under the most strain.acSurvey estimate | 0.0%0.0% to 32.5% | Too uncertain to place among 591 NJ ZIP codes with data, by value, lowest first | 2024 | Census ACS |
| Owner costs a month, with a mortgageOwner costs a month, with a mortgage. What the middle owner with a mortgage here pays each month for the loan, tax, insurance, utilities and fees, as owners told the Census.Kind of figure: Survey estimateWhy it matters: What owning costs people who already own, many on older, cheaper loans than a buyer gets today.acSurvey estimate | $1,542/mo± $726/mo | Near the bottom of 544 NJ ZIP codes with databetween 409th and 544th, by value, highest first | 2022 | Census ACS |
| Owner costs a month, without a mortgageOwner costs a month, without a mortgage. What the middle owner without a mortgage here pays each month for tax, insurance, utilities and fees.Kind of figure: Survey estimateWhy it matters: The cost of a home that never goes away, even once the loan is paid off.acSurvey estimate | $638/mo± $80/mo | Near the bottom of 506 NJ ZIP codes with databetween 472nd and 505th, by value, highest first | 2020 | Census ACS |
| Running costs | ||||
| Homeowners insurance a year, typical home with a mortgageHomeowners insurance a year, typical home with a mortgage. What the middle homeowner with a mortgage pays a year to insure the home, as owners told the Census. Worked out from the Census’s price brackets, so no margin is given.Kind of figure: Survey estimateWhy it matters: Lenders require it, so it is part of the monthly cost; a new policy can cost more than owners already insured pay.acSurvey estimate | $50no margin available | — | 2023 | Census ACS |
| Electricity a month, typical home billed for itElectricity a month, typical home billed for it. The middle monthly electricity bill among homes here that pay one, owners and renters alike, as households told the Census. Worked out from the Census’s price brackets, so no margin is given.Kind of figure: Survey estimateWhy it matters: Part of what a home costs to run every month, on top of the mortgage or the rent.acSurvey estimate | $173/mono margin available | — | 2024 | Census ACS |
| Water and sewer a year, typical home billed for itWater and sewer a year, typical home billed for it. The middle yearly water and sewer bill among homes here billed for it, as households told the Census. Worked out from the Census’s price brackets, so no margin is given.Kind of figure: Survey estimateWhy it matters: Often billed by the town or a utility every quarter, so easy to leave out of a monthly budget.acSurvey estimate | $941no margin available | — | 2021 | Census ACS |
| Heating oil and other fuels a year, typical home billed for themHeating oil and other fuels a year, typical home billed for them. The middle yearly cost of heating oil, propane, wood or other fuels among homes here that buy them, as households told the Census. The Census gives only three brackets, so where the middle home pays $750 or more no figure is shown.Kind of figure: Survey estimateWhy it matters: Homes that heat with oil can pay more for it than for electricity and gas together.acSurvey estimate | $685no margin available | — | 2024 | Census ACS |
| Renters paying utilities on top of rentRenters paying utilities on top of rent. The share of renting households here that pay for at least one utility on top of their rent.Kind of figure: Survey estimateWhy it matters: It says how often a quoted rent leaves the bills to the tenant, which matters when setting a rent against the cost of owning.acSurvey estimate | 100.0%no margin available | — | 2024 | Census ACS |
| Heated with utility gasHeated with utility gas. The share of homes here heated mainly with gas piped in by a utility.Kind of figure: Survey estimateWhy it matters: The heating fuel sets which bills a home runs up in winter.acSurvey estimate | 0.0%0.0% to 17.7% | — | 2024 | Census ACS |
| Heated with electricityHeated with electricity. The share of homes here heated mainly with electricity, by heat pump or by resistance heat.Kind of figure: Survey estimateWhy it matters: The heating fuel sets which bills a home runs up in winter.acSurvey estimate | 0.0%0.0% to 17.7% | — | 2024 | Census ACS |
| Heated with oilHeated with oil. The share of homes here heated mainly with heating oil or kerosene, delivered by truck.Kind of figure: Survey estimateWhy it matters: Oil can cost more than gas, and an old tank can be a costly problem when buying.acSurvey estimate | 67.1%27.4% to 100.0% | — | 2024 | Census ACS |
| Heated with propaneHeated with propane. The share of homes here heated mainly with propane from a tank.Kind of figure: Survey estimateWhy it matters: Common where gas lines do not reach; prices swing with the season.acSurvey estimate | 32.9%± 29.8 points | — | 2024 | Census ACS |
| Heated another way, or not at allHeated another way, or not at all. The share of homes here heated with wood, coal, solar or another fuel, or not heated at all.Kind of figure: Survey estimateWhy it matters: Part of the mix of heating fuels here.acSurvey estimate | 0.0%0.0% to 39.6% | — | 2024 | Census ACS |
| Incomes and jobs | ||||
| Median household incomeMedian household income. The income of the household in the middle: half of households here earn more, half less. From the Census Bureau’s survey, pooled over five years.Kind of figure: Survey estimateWhy it matters: It is the yardstick for affordability; prices only mean something next to what people earn.acSurvey estimate | $68,203± $34,842 | Toward the bottom of 574 NJ ZIP codes with databetween 314th and 573rd, by value, highest first | 2024 | Census ACS |
| Homes and people | ||||
| Homes, all housing unitsHomes, all housing units. How many homes there are, occupied or empty, from the Census Bureau’s survey, pooled over five years.Kind of figure: Survey estimateWhy it matters: The size of the housing stock that new building is measured against.acSurvey estimate | 79± 46 | — | 2024 | Census ACS |
| Vacancy rateVacancy rate. The share of all homes standing empty, including holiday homes and homes for sale or rent.Kind of figure: Survey estimateWhy it matters: Low vacancy means a tight market where homes fill fast. Shore towns read high because of holiday homes.acSurvey estimate | 0.0%0.0% to 17.7% | Can’t be told apart from most of 595 NJ ZIP codes with databetween 37th and 595th, by value, highest first | 2024 | Census ACS |
| Homeownership rateHomeownership rate. The share of occupied homes lived in by their owners rather than rented out.Kind of figure: Survey estimateWhy it matters: It shows whether a place is mostly owners or has plenty of rentals.acSurvey estimate | 77.2%44.3% to 100.0% | Can’t be told apart from most of 595 NJ ZIP codes with databetween 1st and 526th, by value, highest first | 2024 | Census ACS |
| Total populationTotal population. How many people live here, from the Census Bureau’s survey, pooled over five years.Kind of figure: Survey estimateWhy it matters: Growth means more people competing for homes; decline can mean the opposite.acSurvey estimate | 164± 107 | Near the bottom of 598 NJ ZIP codesbetween 553rd and 585th, by value, highest first | 2024 | Census ACS |
| The homes | ||||
| Single-family detached homesSingle-family detached homes. The share of homes here that are houses standing on their own, as the Census counts them.Kind of figure: Survey estimateWhy it matters: Says whether a place is mostly houses or mostly apartments, which shapes what is for sale and for rent.acSurvey estimate | 97.5%84.4% to 100.0% | Near the top of 595 NJ ZIP codes with databetween 1st and 190th, by value, highest first | 2024 | Census ACS |
| Townhouses and other attached homesTownhouses and other attached homes. The share of homes here that are single-family homes sharing a wall, such as townhouses and rowhouses.Kind of figure: Survey estimateWhy it matters: Part of the mix of homes; often cheaper than a detached house nearby.acSurvey estimate | 2.5%0.0% to 6.0% | — | 2024 | Census ACS |
| Homes in buildings of two to fourHomes in buildings of two to four. The share of homes here in two- to four-family buildings, such as duplexes and triple-deckers.Kind of figure: Survey estimateWhy it matters: Small multi-family buildings are where many renters live, and some owners live in one and rent the rest.acSurvey estimate | 0.0%0.0% to 25.1% | — | 2024 | Census ACS |
| Homes in buildings of five to 19Homes in buildings of five to 19. The share of homes here in buildings of five to 19 apartments.Kind of figure: Survey estimateWhy it matters: Part of the mix of homes; mid-sized buildings are mostly rentals and condos.acSurvey estimate | 0.0%0.0% to 25.1% | — | 2024 | Census ACS |
| Homes in buildings of 20 or moreHomes in buildings of 20 or more. The share of homes here in apartment buildings of 20 or more units.Kind of figure: Survey estimateWhy it matters: A high share means a dense place with large rental or condo buildings.acSurvey estimate | 0.0%0.0% to 25.1% | — | 2024 | Census ACS |
| Mobile homesMobile homes. The share of homes here that are mobile or manufactured homes.Kind of figure: Survey estimateWhy it matters: Often among the cheapest homes to own, though the land under them may be rented.acSurvey estimate | 0.0%0.0% to 17.7% | — | 2024 | Census ACS |
| Median year builtMedian year built. The year the middle home here was built: half are older and half newer, as households told the Census.Kind of figure: Survey estimateWhy it matters: Older homes can need more upkeep and may contain lead paint or outdated wiring.acSurvey estimate | 1953± 3 | Near the bottom of 567 NJ ZIP codes with databetween 421st and 550th, by value, highest first | 2020 | Census ACS |
| Built in 2000 or laterBuilt in 2000 or later. The share of homes here built in 2000 or later.Kind of figure: Survey estimateWhy it matters: Shows how much has been built recently, and how new the homes on offer may be.acSurvey estimate | 0.0%0.0% to 30.7% | — | 2024 | Census ACS |
| Built 1980 to 1999Built 1980 to 1999. The share of homes here built between 1980 and 1999.Kind of figure: Survey estimateWhy it matters: Part of the age of the homes here, from newest to oldest.acSurvey estimate | 0.0%0.0% to 25.1% | — | 2024 | Census ACS |
| Built 1940 to 1979Built 1940 to 1979. The share of homes here built between 1940 and 1979.Kind of figure: Survey estimateWhy it matters: Homes built before 1978 may contain lead paint, which a seller must disclose.acSurvey estimate | 15.2%0.0% to 45.6% | — | 2024 | Census ACS |
| Built before 1940Built before 1940. The share of homes here built before 1940.Kind of figure: Survey estimateWhy it matters: Very old homes can have character and high upkeep costs.acSurvey estimate | 84.8%59.1% to 100.0% | — | 2024 | Census ACS |
| Studios and one-bedroom homesStudios and one-bedroom homes. The share of homes here that are studios or have one bedroom.Kind of figure: Survey estimateWhy it matters: Says how much there is here for people living alone or as a couple.acSurvey estimate | 34.2%0.0% to 81.4% | — | 2024 | Census ACS |
| Two-bedroom homesTwo-bedroom homes. The share of homes here with two bedrooms.Kind of figure: Survey estimateWhy it matters: Part of the mix of home sizes here.acSurvey estimate | 35.4%± 25.6 points | — | 2024 | Census ACS |
| Three-bedroom homesThree-bedroom homes. The share of homes here with three bedrooms.Kind of figure: Survey estimateWhy it matters: Part of the mix of home sizes here; the usual family house.acSurvey estimate | 17.7%± 15.9 points | — | 2024 | Census ACS |
| Four or more bedroomsFour or more bedrooms. The share of homes here with four or more bedrooms.Kind of figure: Survey estimateWhy it matters: Says how much there is here for large households.acSurvey estimate | 12.7%0.0% to 38.5% | — | 2024 | Census ACS |
| Crowded homesCrowded homes. The share of homes here with more people than rooms, counting every room but bathrooms, as the Census measures crowding.Kind of figure: Survey estimateWhy it matters: Crowding is often how households cope when homes cost more than they can pay.acSurvey estimate | 0.0%0.0% to 43.4% | Too uncertain to place among 595 NJ ZIP codes with data, by value, lowest first | 2024 | Census ACS |
| Homes without complete plumbingHomes without complete plumbing. The share of homes here missing hot and cold running water, a bathtub or shower, or a flush toilet.Kind of figure: Survey estimateWhy it matters: A rare but basic sign of homes in poor condition.acSurvey estimate | 0.0%0.0% to 17.7% | Can’t be told apart from most of 595 NJ ZIP codes with databetween 1st and 594th, by value, lowest first | 2024 | Census ACS |
| Homes without a complete kitchenHomes without a complete kitchen. The share of homes here missing a sink with a faucet, a stove or range, or a refrigerator.Kind of figure: Survey estimateWhy it matters: Often rooming houses or units carved out of larger homes, as well as homes in poor repair.acSurvey estimate | 0.0%0.0% to 17.7% | Can’t be told apart from most of 595 NJ ZIP codes with databetween 1st and 594th, by value, lowest first | 2024 | Census ACS |
| Rental vacancy rateRental vacancy rate. The share of rental homes here that stood empty and for rent, as the Census defines the rental vacancy rate.Kind of figure: Survey estimateWhy it matters: A low rate means few rentals open at a time, which tends to push rents up.acSurvey estimate | 0.0%0.0% to 77.8% | Can’t be told apart from most of 574 NJ ZIP codes with databetween 2nd and 574th, by value, highest first | 2024 | Census ACS |
| Homeowner vacancy rateHomeowner vacancy rate. The share of owned homes here that stood empty and for sale, as the Census defines the homeowner vacancy rate.Kind of figure: Survey estimateWhy it matters: A low rate means few homes on the market at a time, so buyers compete.acSurvey estimate | 0.0%0.0% to 23.0% | Too uncertain to place among 591 NJ ZIP codes with data, by value, highest first | 2024 | Census ACS |
| Empty homes kept for seasonal useEmpty homes kept for seasonal use. Of the homes here with nobody living in them, the share kept as summer homes, rentals for vacations, or for occasional use.Kind of figure: Survey estimateWhy it matters: Explains a high vacancy rate at the shore, where most empty homes are not for rent or sale.acSurvey estimate | 0.0%0.0% to 77.8% | — | 2022 | Census ACS |
| Empty for other reasonsEmpty for other reasons. Of the homes here with nobody living in them, the share empty for none of the usual reasons: being repaired, tied up in an estate or foreclosure, or abandoned.Kind of figure: Survey estimateWhy it matters: A high share can be a sign of neglected homes.acSurvey estimate | 100.0%no sampling error | — | 2022 | Census ACS |
| Households and getting around | ||||
| People per householdPeople per household. How many people live in the average home here, as households told the Census.Kind of figure: Survey estimateWhy it matters: Larger households need more room, which says what kind of homes are in demand.acSurvey estimate | 2.08± 0.96 | Can’t be told apart from most of 594 NJ ZIP codes with databetween 43rd and 594th, by value, highest first | 2024 | Census ACS |
| Households of one personHouseholds of one person. The share of households here that are one person living alone.Kind of figure: Survey estimateWhy it matters: Says how much of the demand here is for smaller homes.acSurvey estimate | 57.0%± 41.5 points | Can’t be told apart from most of 595 NJ ZIP codes with databetween 4th and 517th, by value, highest first | 2024 | Census ACS |
| Married-couple householdsMarried-couple households. The share of households here headed by a married couple.Kind of figure: Survey estimateWhy it matters: Part of who lives here.acSurvey estimate | 30.4%± 27.8 points | — | 2024 | Census ACS |
| Households with childrenHouseholds with children. The share of households here with at least one child under 18.Kind of figure: Survey estimateWhy it matters: Families with children look for space and schools, which shapes what homes are in demand.acSurvey estimate | 32.9%± 29.8 points | Can’t be told apart from most of 595 NJ ZIP codes with databetween 2nd and 592nd, by value, highest first | 2024 | Census ACS |
| People with a disabilityPeople with a disability. The share of people here with a disability affecting hearing, sight, memory, walking, self-care or living on their own.Kind of figure: Survey estimateWhy it matters: Says how many people here may need homes that are accessible without stairs.acSurvey estimate | 6.1%0.0% to 34.2% | Can’t be told apart from most of 597 NJ ZIP codes with databetween 3rd and 597th, by value, highest first | 2024 | Census ACS |
| Students at private schoolsStudents at private schools. Of the children who live here and attend kindergarten to grade 12, the share enrolled at a private school. Charter and county vocational schools count as public.Kind of figure: Survey estimateWhy it matters: Not every child who lives here attends the local district’s schools.acSurvey estimate | 0.0%0.0% to 100.0% | Too uncertain to place among 579 NJ ZIP codes with data, by value, highest first | 2024 | Census ACS |
| Students at private schools, kindergarten to grade 8Students at private schools, kindergarten to grade 8. Of the children who live here in kindergarten to grade 8, the share enrolled at a private school.Kind of figure: Survey estimateWhy it matters: Private enrollment often differs between the younger grades and high school.acSurvey estimate | 0.0%0.0% to 100.0% | Too uncertain to place among 574 NJ ZIP codes with data, by value, highest first | 2024 | Census ACS |
| Students at private schools, grades 9 to 12Students at private schools, grades 9 to 12. Of the children who live here in grades 9 to 12, the share enrolled at a private school.Kind of figure: Survey estimateWhy it matters: Private enrollment often differs between the younger grades and high school.acSurvey estimate | 0.0%0.0% to 100.0% | Too uncertain to place among 570 NJ ZIP codes with data, by value, highest first | 2024 | Census ACS |
| Households without a carHouseholds without a car. The share of households here that have no car, van or truck.Kind of figure: Survey estimateWhy it matters: High where transit is good, and where households cannot afford a car.acSurvey estimate | 7.6%0.0% to 28.2% | Can’t be told apart from most of 595 NJ ZIP codes with databetween 30th and 595th, by value, highest first | 2024 | Census ACS |
| Workers commuting by transitWorkers commuting by transit. The share of workers living here who usually get to work by bus, train, light rail or ferry.Kind of figure: Survey estimateWhy it matters: Shows how practical it is to get around here without a car.acSurvey estimate | 0.0%0.0% to 18.7% | Can’t be told apart from most of 594 NJ ZIP codes with databetween 33rd and 594th, by value, highest first | 2024 | Census ACS |
| Workers working from homeWorkers working from home. The share of workers living here who usually work from home.Kind of figure: Survey estimateWhy it matters: A place where many work from home draws people for its homes rather than its commute.acSurvey estimate | 13.3%0.0% to 32.8% | Can’t be told apart from most of 594 NJ ZIP codes with databetween 19th and 594th, by value, highest first | 2024 | Census ACS |
| Workers driving aloneWorkers driving alone. The share of workers living here who usually drive to work alone.Kind of figure: Survey estimateWhy it matters: Part of how people here get to work.acSurvey estimate | 65.3%29.1% to 100.0% | — | 2024 | Census ACS |
| Workers walking to workWorkers walking to work. The share of workers living here who usually walk to work.Kind of figure: Survey estimateWhy it matters: Part of how people here get to work.acSurvey estimate | 21.3%0.0% to 48.6% | — | 2024 | Census ACS |
| Commute, minutes each wayCommute, minutes each way. How many minutes the average worker living here takes to get to work, one way, not counting those who work from home.Kind of figure: Survey estimateWhy it matters: A cheaper home farther out can cost hours a week in travel.acSurvey estimate | 28.0 min± 21.5 min | Too uncertain to place among 577 NJ ZIP codes with data, by value, lowest first | 2022 | Census ACS |
| Commutes of an hour or moreCommutes of an hour or more. The share of workers living here who take an hour or more to get to work, one way.Kind of figure: Survey estimateWhy it matters: Long commutes are often the price of a cheaper home farther from jobs.acSurvey estimate | 0.0%0.0% to 30.5% | — | 2024 | Census ACS |
| Where people work and transit nearby | ||||
| Jobs held by residentsJobs held by residents. Jobs held by people who live here, wherever the job is: jobs covered by unemployment insurance and federal civilian jobs, from the Census Bureau’s LODES.Kind of figure: Administrative recordsWhy it matters: The base the work shares are taken of. Self-employment and military jobs are not counted, and two jobs count twice.Administrative records | 109 | — | 2023 | Census LODES |
| Residents' jobs in their home countyResidents' jobs in their home county. The share of residents’ jobs located in the county they live in, their own town included.Kind of figure: Calculated hereWhy it matters: Shows how far most residents’ work reaches.Calculated here | 34.9% | — | 2023 | Census LODES |
| Residents' jobs elsewhere in New JerseyResidents' jobs elsewhere in New Jersey. The share of residents’ jobs in New Jersey but outside their home county.Kind of figure: Calculated hereWhy it matters: Part of where residents work.Calculated here | 45.0% | — | 2023 | Census LODES |
| Residents' jobs in New York CityResidents' jobs in New York City. The share of residents’ jobs located in New York City’s five boroughs.Kind of figure: Calculated hereWhy it matters: Where many residents work in the city, the trip across the Hudson shapes daily life and costs.Calculated here | 1.8% | — | 2023 | Census LODES |
| Residents' jobs in PennsylvaniaResidents' jobs in Pennsylvania. The share of residents’ jobs located in Pennsylvania, Philadelphia included.Kind of figure: Calculated hereWhy it matters: Part of where residents work.Calculated here | 11.0% | — | 2023 | Census LODES |
| Residents' jobs in other statesResidents' jobs in other states. The share of residents’ jobs outside New Jersey, New York City and Pennsylvania.Kind of figure: Calculated hereWhy it matters: Part of where residents work. LODES 2023 has no records for Alaska or Michigan.Calculated here | 7.3% | — | 2023 | Census LODES |
| Homes within half a mile of a rail stopHomes within half a mile of a rail stop. The share of homes within half a mile, in a straight line, of a commuter rail, PATH, PATCO, subway or light rail stop.Kind of figure: Calculated hereWhy it matters: Nearness to a station, not how often trains call there.Calculated here | 0.0% | — | 2026 | BTS transit |
| Homes within a quarter mile of a bus stopHomes within a quarter mile of a bus stop. The share of homes within a quarter mile, in a straight line, of a bus stop.Kind of figure: Calculated hereWhy it matters: A stop served once a day counts the same as one served every ten minutes.Calculated here | 0.0% | — | 2026 | BTS transit |
| Homes near any transit stopHomes near any transit stop. The share of homes near a rail stop (half a mile) or a bus stop (a quarter mile).Kind of figure: Calculated hereWhy it matters: How much of the place is within a walk of some transit.Calculated here | 0.0% | — | 2026 | BTS transit |
| Flood and environment | ||||
| Homes in FEMA's 1% flood zoneHomes in FEMA's 1% flood zone. The share of homes inside FEMA’s 1%-a-year flood zone, estimated from the 2020 Census’s homes against FEMA’s map in force.Kind of figure: Calculated hereWhy it matters: A flood there has at least a 26% chance over a 30-year mortgage, and a federally backed mortgage requires flood insurance. Outside the zone is not safe.Calculated here | 12.7% | 426th of 533 NJ ZIP codes with data, by value, lowest first | 2026 | FEMA flood map |
| Homes in FEMA's 0.2% flood zoneHomes in FEMA's 0.2% flood zone. The share of homes in FEMA’s 0.2%-a-year flood zone, or behind a levee.Kind of figure: Calculated hereWhy it matters: Insurance is not required there, but floods still reach it.Calculated here | 1.1% | 267th of 533 NJ ZIP codes with data, by value, lowest first | 2026 | FEMA flood map |
| Homes in FEMA's 1% flood zone (count)Homes in FEMA's 1% flood zone (count). How many homes, as counted in 2020, are estimated to be in FEMA’s 1% flood zone.Kind of figure: Calculated hereWhy it matters: The number behind the share.Calculated here | 15 | — | 2026 | FEMA flood map |
| Homes FEMA's flood map determinesHomes FEMA's flood map determines. The share of homes where FEMA’s digital flood map gives a flood zone at all.Kind of figure: Calculated hereWhy it matters: Below 95%, no share in the zones is given: a share over homes the map does not reach would read as dry. Most of Morris County is in that position.Calculated here | 100.0% | — | 2026 | FEMA flood map |
| Homes in the climate-adjusted tidal flood areaHomes in the climate-adjusted tidal flood area. The share of homes in NJDEP’s tidal flood area with four feet of sea-level rise added, for the 14 counties NJDEP mapped.Kind of figure: Calculated hereWhy it matters: New Jersey plans new coastal building for this line; it is a planning layer, not a flood map in force.Calculated here | 17.6% | 279th of 403 NJ ZIP codes with data, by value, lowest first | 2026 | NJDEP climate flood map |
| Flood insurance claims paidFlood insurance claims paid. Flood insurance claims the National Flood Insurance Program paid on, by the year of the flood.Kind of figure: Administrative recordsWhy it matters: Where floods have actually cost insured owners. Only insured homes claim, so it undercounts.Administrative records | 1 | — | 2011 | FEMA flood claims |
| Flood insurance paidFlood insurance paid. What the National Flood Insurance Program paid for floods in the year, in that year’s dollars.Kind of figure: Administrative recordsWhy it matters: How costly a flood year was here.Administrative records | $4,460 | — | 2011 | FEMA flood claims |
| Contaminated sites, cleanup openContaminated sites, cleanup open. Contaminated sites NJDEP lists whose cleanup is under way or not yet begun.Kind of figure: Administrative recordsWhy it matters: A count, not a risk: where each site is, and what it is, is on NJDEP’s map.Administrative records | 0 | — | 2026 | NJDEP contaminated sites |
| Contaminated sites, cleaned up with controlsContaminated sites, cleaned up with controls. Sites cleaned up with controls that stay, such as a deed notice or a limit on using the ground water.Kind of figure: Administrative recordsWhy it matters: The land is usable, with conditions that pass to the next owner.Administrative records | 0 | — | 2026 | NJDEP contaminated sites |
| Home heating-oil tank cleanupsHome heating-oil tank cleanups. Leaking home heating-oil tanks being cleaned up, nearly all at houses.Kind of figure: Administrative recordsWhy it matters: Common where homes were heated with oil; worth asking about when buying an older house.Administrative records | 0 | — | 2026 | NJDEP contaminated sites |
| Homes on public waterHomes on public water. The share of homes inside a public water system’s service area.Kind of figure: Calculated hereWhy it matters: The rest mostly drink from private wells, which New Jersey has tested only when a home is sold or leased.Calculated here | 15.5% | — | 2026 | NJDEP water areas |
| Homes on a system with a recent health-based violationHomes on a system with a recent health-based violation. The share of homes whose water system had a health-based violation in the last five full years: a contaminant over its limit, or treatment not done.Kind of figure: Calculated hereWhy it matters: A period the water broke a rule, not a measure of the water today; each system’s record says what happened.Calculated here | 0.0% | — | 2026 | EPA water records |
- aACSACS. American Community Survey: the Census Bureau’s rolling survey. Figures here are five-year estimates, so “2023” means the survey years 2019–2023, not a count taken that year. 5-year vintages overlap by four years, so consecutive estimates are not independent measurements and short windows understate the real separation.
- bSmall Area Fair Market Rents are HUDHUD. The U.S. Department of Housing and Urban Development, the federal housing agency. It sets the income limits and Fair Market Rents housing programs use, and publishes data on who struggles with housing costs.'s rent standard set ZIP code by ZIP code, where HUD prices a metro area that way, and are what vouchers pay against there. They are a benchmark set near the 40th percentilePercentile. Where a value sits in a ranked list, as the share below it: the 90th percentile is higher than 90% of the values. of recent movers' rents, not what this ZIP's renters pay.
- cCensus survey figures for a ZIP code are measured for its ZCTA, the area the Census builds from census blocks to approximate the ZIP's delivery routes; the two can differ. ZCTA figures begin with the 2016-2020 survey, the first drawn on 2020's ZCTAs, so none shows a five-year change yet.
Historical values
Median household income 5 readings
| Period | Value | Source | Matched by |
|---|---|---|---|
| 2024 | $68,203± $34,842 | American Community Survey, 5-year estimates | zcta |
| 2023 | $54,760± $23,242 | American Community Survey, 5-year estimates | zcta |
| 2022 | $62,738± $25,912 | American Community Survey, 5-year estimates | zcta |
| 2021 | $57,989± $29,607 | American Community Survey, 5-year estimates | zcta |
| 2020 | $73,882± $73,677 | American Community Survey, 5-year estimates | zcta |
Sources
| Source | Publisher | Vintages | Retrieved | Licence |
|---|---|---|---|---|
| National Transit Map — stopsBTS transit · bts_ntm | Bureau of Transportation Statistics | current | 2026-10-06 | Public domain (U.S. Government work) |
| American Community Survey, 5-year estimatesCensus ACS · census_acs | U.S. Census Bureau | 2020, 2021, 2022, 2023, 2024 | 2026-10-01 | Public domain (U.S. Government work) |
| LEHD Origin-Destination Employment Statistics (LODES 8)Census LODES · census_lodes | U.S. Census Bureau | 2023 | 2026-10-06 | Public domain (U.S. Government work) |
| Safe Drinking Water Information System — violationsEPA water records · epa_sdwis | U.S. Environmental Protection Agency | current | 2026-10-03 | Public domain (U.S. Government work) |
| National Flood Hazard Layer — flood hazard zonesFEMA flood map · fema_nfhl | Federal Emergency Management Agency | current | 2026-10-03 | Public domain (U.S. Government work) |
| NFIP Redacted Claims (v3)FEMA flood claims · fema_nfip_claims | Federal Emergency Management Agency (OpenFEMA) | current | 2026-10-03 | OpenFEMA Terms and Conditions |
| Fair Market RentsHUD fair market rents · hud_fmr | U.S. Department of Housing and Urban Development | 2027 | 2026-10-01 | Public domain (U.S. Government work) |
| Tidal Climate Adjusted Flood Elevation (sea-level rise 4 ft)NJDEP climate flood map · njdep_cafe | New Jersey Department of Environmental Protection | current | 2026-10-03 | NJDEP Data Distribution Agreement |
| Known Contaminated Sites ListNJDEP contaminated sites · njdep_kcsl | New Jersey Department of Environmental Protection | current | 2026-10-16 | NJDEP Data Distribution Agreement |
| Public Community Water Purveyor Service AreasNJDEP water areas · njdep_water_areas | New Jersey Department of Environmental Protection | current | 2026-10-03 | NJDEP Data Distribution Agreement |