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Zillow Home Value Index, Zillow Home Value Index, bottom tier and Zillow Observed Rent Index, and every figure derived from them, reports included.

Municipality

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West Deptford

Computed from the data · not AIComputed from the data, not AI. The figures, rankings, costs, profiles, summaries and maps on this page are assembled from published data by fixed rules, not written by AI. When a region includes a labelled interpretation inside its expanded detail, that is the one part a language model wrote.

Housing market

Figures & sources

Typical home value

$370,619

+41.3%

20212026
Sep 2026 $370,619

Zillow · Sep 2026

Modeled value—not a sale price or appraisal.

Where it sits 388 of 564 NJ towns · Sep 2026

Middle 50%: $453k–$831k · medianMedian. The middle value: half are above it and half below. Unlike an average, a few very large values do not pull it up. $602k

West Deptford township $370,619Highlighted

Typical market rent

$1,762 / month

20262026
Sep 2026 $1,762

Zillow · Sep 2026

Market benchmark, not existing tenants’ bills. Utilities extra.

Where it sits 190 of 564 NJ towns · Sep 2026

Middle 50%: $2,245–$2,976 · medianMedian. The middle value: half are above it and half below. Unlike an average, a few very large values do not pull it up. $2,570

West Deptford township $1,762Highlighted

Box: middle half of towns · line: median · ends: min–max. Hover, drag or use ← → to explore towns.

Same-month statewide comparisons—not just nearby towns. Trends use separate scales and nominal dollars, not inflation-adjusted.

71.1% Owner-occupiedRented 28.9%

Occupied homes · Census ACSACS. American Community Survey: the Census Bureau’s rolling survey. Figures here are five-year estimates, so “2023” means the survey years 2019–2023, not a count taken that year. 2020–2024 · 90% margin: ± 4.5 points

Monthly costs

Published starting figures: home value Sep 2026 · rent Sep 2026 · mortgage benchmark Oct 22, 2026. Your inputs adjust the estimates below.

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To own the typical homeTo own. The typical home’s value, houses and condos (Zillow Home Value Index, Sep 2026), less a 20% down payment, borrowed over 30 years at 7.32% — the national benchmark for a 30-year fixed loan (Freddie Mac’s weekly survey, via FRED, Oct 22, 2026), not a quote for any borrower. A month adds property tax, homeowners insurance, any mortgage insurance, utilities and upkeep, each with where it comes from; HOA fees and flood insurance only if you enter them. The tax bill is the area’s median from New Jersey’s assessment records unless you enter a bill — never worked out from the price.

$3,336estimated cash paid each month, including principalPrincipal. The part of a mortgage payment that pays down the loan itself, rather than interest. It stays yours, as equity in the home.

Calculated estimate · not a lender quote

At other mortgage rates
RatePrincipal and interestThe month
5%$1,592$2,891
6%$1,778$3,077
7%$1,973$3,272
8%$2,176$3,475

The same home, down payment and costs at each rate. Assumptions to compare, not a forecast of where rates go.

Point at or tap a colour to see what it pays for.

Money gone $3,108Into the home $228

  • Interest$1,809
  • Property tax$543
  • Homeowners insurance$96
  • Utilities$352
  • Upkeep$309

Money gone$3,108

Into the home$228

To rent the typical homeTo rent. Zillow Observed Rent Index for this place (Sep 2026): the typical rent asked for homes listed for rent, across every kind of rental home — mostly apartments — smoothed and seasonally adjusted. It is what a new tenant is asked, not what tenants already in place pay, and it does not include utilities.

$1,762a month, all of it gone

  • Rent$1,762

Money gone$1,762

Into a home$0

Owning costs $1,574 more a month than renting; $228 of the owning payment goes into the home.

Not included: the owning estimate leaves out HOAHOA. A homeowners or condominium association, which charges owners a monthly fee for shared upkeep and amenities. It is set by each building or community, so no published figure covers it. or condo fees, flood insurance and what the down payment could earn.

Comparing the two: A house usually rents for more than this: Zillow’s rent covers every kind of rental home, mostly apartments, while its home value covers single-family houses only. Owning includes utilities; a quoted rent usually does not.

Five years back, not a forecast: Over the last five years the typical home here gained about $1,805 a month in value (Sep 2021 to Sep 2026) — what happened, not a promise. Buyers then borrowed at 2.90% (Sep 2021), against 7.32% (Oct 22, 2026).

About this place

Housing profile

Typical household incomeTypical household income. The income of the household in the middle: half of households here earn more, half less. From the Census Bureau’s survey, pooled over five years. Before tax, per year; survey years 2020–2024.Kind of figure: Survey estimate

$93,895± $9,430

hard to tell from most · 282–487 of 562 municipalities

Renters spending over 30%Renters spending over 30%. The share of renting households spending more than 30% of their income on rent and utilities. From the Census survey for 2020–2024; not the share of all households.Kind of figure: Survey estimate

50.0%± 9.5 points

hard to tell from most · 45–536 of 563 municipalities

Updated Sep 26, 2026 · first published as 47.5%
Typical home builtTypical home built. The median year one- to four-family homes here were built, among those New Jersey’s property tax records (MOD-IV) give a year for.Kind of figure: Administrative records

1969

newer than most · 216 of 562 municipalities

Stands out Observed rent index, all homes

$1,762/mo

231st of 238 municipalities · highest first

More about the housing here
Median lotMedian lot. The median lot size of one- to four-family homes here, from the property tax records (MOD-IV). An acre is 43,560 square feet.Kind of figure: Administrative records

0.24 acres

near the middle · 260 of 561 municipalities

Households that ownHouseholds that own. The share of occupied homes lived in by their owners rather than rented out, from the Census Bureau’s American Community Survey five-year estimate.Kind of figure: Survey estimate

71.1%± 4.5 points

hard to tell from most · 282–414 of 564 municipalities

Apartment buildingsApartment buildings. Apartment buildings as a share of the residential properties on the tax roll — one- to four-family homes and apartment buildings. It counts buildings, not homes: a 200-unit building counts once.Kind of figure: Administrative records

0.1%

fewer than most · 357 of 564 municipalities

Homes standing emptyHomes standing empty. The share of all homes standing empty, including holiday homes and homes for sale or rent.Kind of figure: Survey estimate

3.1%± 1.6 points

hard to tell from most · 165–526 of 564 municipalities

Net homes added per 100 · 2024Net homes added per 100 · 2024. Homes finished minus homes demolished in the year, per 100 existing homes. Uses NJ construction-office reports and the Census housing-unit estimate ending that year. Covers only towns that reported both; a missing report is not zero. A negative value means demolitions exceeded completions. The underlying tables use per 1,000; this banner divides the value and its margin by 10, keeping the same rank.Kind of figure: Calculated here

-0.02± -0.001 per 100 homes

fewer than most · 460–465 of 557 municipalities

Local stories

Prices & paychecks

$294,200 owner-reported home value

Survey values—not current asking prices.

Census ACS · 2020–2024

The homes that sold

$327,750 median recorded sale

Recorded 1–4-family sales—not asking prices.

NJ Treasury · SR1A · Jan 2024–Jun 2026

Housing cost burden

80% of renters in the lowest income band are cost-burdened

Up to 30% of HUD area family income · survey estimate.

HUD CHAS · Census ACS · 2018–2022

Buyer financing

$295,000 median purchase mortgage

Tract-based estimate · historical loans.

CFPB · HMDA · 2025

Building & demolition

3 net homes removed

Preliminary · missing reports are not zero.

Census BPS / NJ DCA · 2025 · Preliminary

County arrivals & departures

Gloucester County: 403 more tax returns arriving

County context—not town-level moves.

IRS migration · County context · 2022–2023

Getting around

26-minute average commute

One-way mean—not your route.

Census ACS · 2020–2024

Where students go

9% of K–12 students who live here attend a private school

Where students live—charter and vocational schools count as public.

Census ACS · 2020–2024

Water you can check

1 of 1 water systems with past health-based violations

System history—not today’s tap water.

EPA / NJDEP · 2021–2025

Flood exposure & claims

5.5% of homes in FEMA’s 1%-a-year flood zone

Mapped homes—not an address-specific risk assessment.

FEMA NFHL / NJDEP · Map copy 2026 · 2020 homes

Sites & cleanup

17 site cleanups open in NJDEP’s records

Site records—not a property’s exposure or safety.

NJDEP site records · 2026 record snapshot

Power & reliability

2 electricity providers with outage records

Utility-wide—not this town’s outage record.

EIA-861 · Utility-wide · 2025

Health in context

Gloucester County: health in context

County estimates—not measurements of this town.

CDC PLACES · 2023 basis · 2025 release

Internet availability

80.9% of mapped locations have a fiber offer

Mapped locations—not households or measured speeds.

FCC provider reports · 2025-12-31 · revised 2026-10-13

Checking a particular home? Open the buyer’s guide checks → · Check the supplier’s current water records ↗. System records do not describe a private well.

Similar cheaper places

The five towns most like West Deptford whose homes sold for at least 10% less, with workers commuting no more than 10 minutes longer.

“Like here” means only single-family detached homes, homeownership rate, households with children and homes within half a mile of a rail stop: not schools, safety or anything else. Prices are the median recorded sale, January 2024 to June 2026, in towns with at least 20 sales.

Compare these side by side

West DeptfordBellmawrWoodburyMillvilleClementonBrooklawn
Matched on
Single-family detached homesSingle-family detached homes. The share of homes here that are houses standing on their own, as the Census counts them.Kind of figure: Survey estimateWhy it matters: Says whether a place is mostly houses or mostly apartments, which shapes what is for sale and for rent.54.1%60.0%64.7%63.1%58.9%45.1%
Homeownership rateHomeownership rate. The share of occupied homes lived in by their owners rather than rented out.Kind of figure: Survey estimateWhy it matters: It shows whether a place is mostly owners or has plenty of rentals.71.1%64.2%65.4%64.1%60.0%81.6%
Households with childrenHouseholds with children. The share of households here with at least one child under 18.Kind of figure: Survey estimateWhy it matters: Families with children look for space and schools, which shapes what homes are in demand.27.9%29.4%30.0%24.8%26.0%26.0%
Homes within half a mile of a rail stopHomes within half a mile of a rail stop. The share of homes within half a mile, in a straight line, of a commuter rail, PATH, PATCO, subway or light rail stop.Kind of figure: Calculated hereWhy it matters: Nearness to a station, not how often trains call there.0.0%0.0%0.0%0.0%0.0%0.0%
Price
Typical sale price, recent transactionsTypical sale price, recent transactions. The price of the middle home actually sold here over the last three years. New Jersey sets aside sales that are not open-market — inheritances, sales between relatives, sheriff’s sales — and counts only the rest.Kind of figure: Administrative recordsWhy it matters: It is what buyers really paid, not an estimate of what homes are worth.$327,750$285,000$286,000$225,000$210,000$233,500
Home value index, houses and condosHome value index, houses and condos. Zillow’s estimate of what a typical home here is worth, counting houses, condos and co-ops: one in the middle of the local market, not the cheapest or the dearest.Kind of figure: Modelled estimateWhy it matters: It is the closest thing to “what a house costs here”, the figure a buyer’s budget starts from.$370,619$315,288$338,589$256,420$312,769$244,442
Also compare
Commute, minutes each wayCommute, minutes each way. How many minutes the average worker living here takes to get to work, one way, not counting those who work from home.Kind of figure: Survey estimateWhy it matters: A cheaper home farther out can cost hours a week in travel.25.5 min24.3 min25.2 min25.2 min23.2 min21.3 min
Effective property tax rateEffective property tax rate. Property tax per $100 of what a home is actually worth on the market, as New Jersey publishes it.Kind of figure: Official determinationWhy it matters: The one property tax figure that can be compared between towns, because it is measured against market value rather than each town’s own assessment.$2.28 per $100$2.89 per $100$3.25 per $100$2.43 per $100$3.16 per $100$2.86 per $100
Residents' jobs in New York CityResidents' jobs in New York City. The share of residents’ jobs located in New York City’s five boroughs.Kind of figure: Calculated hereWhy it matters: Where many residents work in the city, the trip across the Hudson shapes daily life and costs.0.8%0.8%1.0%0.6%1.3%0.7%

within 3 points of West Deptford · within 8 · further, on each matched share.