| Prices |
|---|
| Typical sale price, recent transactionsTypical sale price, recent transactions. The price of the middle home actually sold here over the last three years. New Jersey sets aside sales that are not open-market — inheritances, sales between relatives, sheriff’s sales — and counts only the rest.Kind of figure: Administrative recordsWhy it matters: It is what buyers really paid, not an estimate of what homes are worth.cAdministrative records | $450,000 | 344th of 540 NJ municipalities with data, by value, highest first | Jun 2026 | NJ sales |
| Median owner-occupied home valueMedian owner-occupied home value. What the middle homeowner says their home is worth, as owners told the Census Bureau’s survey. It covers every kind of owned home.Kind of figure: Survey estimateWhy it matters: An older, self-reported view of prices: useful where Zillow has no figure, and as a check on it.aSurvey estimate | $406,700± $23,573 | Toward the bottom of 560 NJ municipalities with databetween 285th and 374th, by value, highest first | 2024 | Census ACS |
| Median assessed value, residential parcelsMedian assessed value, residential parcels. The middle value the town has put on one- to four-family homes for property tax. Not a market price: each town assesses on its own schedule.Kind of figure: Administrative recordsWhy it matters: It decides how the tax bill is shared within a town, but cannot be compared between towns.Administrative records | $279,550 | 318th of 563 NJ municipalities with data, by value, highest first | 2024 | NJ MOD-IV |
| Median gross rentMedian gross rent. What the middle renting household actually pays each month, utilities included, as renters told the Census Bureau’s survey.Kind of figure: Survey estimateWhy it matters: It is what tenants already in place pay; the gap to today’s asking rent shows how fast the market has moved.aSurvey estimate | $1,375/mo± $983/mo | Can’t be told apart from most of 558 NJ municipalities with databetween 45th and 558th, by value, highest first | 2023 | Census ACS |
| Median gross rent, two bedroomsMedian gross rent, two bedrooms. What the middle two-bedroom home here rents for each month, utilities included, as tenants told the Census.Kind of figure: Survey estimateWhy it matters: The size HUD’s Fair Market Rent is set for, so the two can be compared.aSurvey estimate | $1,735/mo± $668/mo | Can’t be told apart from most of 522 NJ municipalities with databetween 48th and 511th, by value, highest first | 2022 | Census ACS |
| Rent paid to the landlord, lower quarterRent paid to the landlord, lower quarter. A quarter of renters here pay their landlord less than this each month. Utilities are not included.Kind of figure: Survey estimateWhy it matters: Shows what the cheaper rentals cost, which the middle figure hides.aSurvey estimate | $1,041/mo± $434/mo | Can’t be told apart from most of 557 NJ municipalities with databetween 98th and 536th, by value, highest first | 2022 | Census ACS |
| Rent paid to the landlord, upper quarterRent paid to the landlord, upper quarter. A quarter of renters here pay their landlord more than this each month. Utilities are not included.Kind of figure: Survey estimateWhy it matters: With the lower quarter, shows how wide the range of rents is.aSurvey estimate | $1,625/mo± $761/mo | Can’t be told apart from most of 556 NJ municipalities with databetween 107th and 554th, by value, highest first | 2023 | Census ACS |
| Affordability |
|---|
| Sale price to household incomeSale price to household income. How many years of the typical household’s income the typical sale cost: the state’s median of usable sales over three years, over the Census Bureau’s median income.Kind of figure: Calculated hereWhy it matters: It covers towns Zillow does not. Compare it with other sale-price ratios, not with home value to income.Calculated here | 2.69×± 0.34× | Near the top of 536 NJ municipalities with databetween 10th and 153rd, by value, lowest first | 2024 | Calculated here |
NoteThis site's sale-price ratio divides the medianMedian. The middle value: half are above it and half below. Unlike an average, a few very large values do not pull it up. of usable sales over three years by household income. It measures what buyers paid, not what the typical home is worth, so it compares with other places' sale-price ratios, not with the home value to income ratio. |
| Renters paying over 30% of income on housingRenters paying over 30% of income on housing. The share of renting households spending more than 30% of their income on rent and utilities.Kind of figure: Survey estimateWhy it matters: 30% is the line the government uses for “cost-burdened”: above it, rent squeezes everything else.aSurvey estimate | 0.0%0.0% to 89.8% | Too uncertain to place among 563 NJ municipalities with data, by value, lowest first | 2024 | Census ACS |
| Renters paying half their income or moreRenters paying half their income or more. The share of renting households here paying half their income or more on rent and utilities.Kind of figure: Survey estimateWhy it matters: Households this stretched have little left for anything else and are the most at risk of losing their home.aSurvey estimate | 0.0%0.0% to 44.9% | Can’t be told apart from most of 563 NJ municipalities with databetween 1st and 549th, by value, lowest first | 2024 | Census ACS |
| Renters paying over 30% of income, HUD CHASRenters paying over 30% of income, HUD CHAS. The share of renting households spending more than 30% of income on housing, as HUD counts it from Census data.Kind of figure: Survey estimateWhy it matters: HUD’s own count of cost-burdened renters, the figure behind official housing plans.dSurvey estimate | 25.0%0.0% to 59.8% | Can’t be told apart from most of 562 NJ municipalities with databetween 1st and 540th, by value, lowest first | 2022 | HUD CHAS |
| Renters paying over 50% of income, HUD CHASRenters paying over 50% of income, HUD CHAS. The share of renting households spending more than half their income on housing.Kind of figure: Survey estimateWhy it matters: It leaves little for food, travel or savings, so it marks the households under the most strain.dSurvey estimate | 25.0%0.0% to 59.8% | Can’t be told apart from most of 562 NJ municipalities with databetween 1st and 560th, by value, lowest first | 2022 | HUD CHAS |
| Owners paying over 30% of income, HUD CHASOwners paying over 30% of income, HUD CHAS. The share of homeowners spending more than 30% of their income on housing: mortgage, tax, insurance and utilities.Kind of figure: Survey estimateWhy it matters: Owners can be squeezed too; this shows how many are stretched by what they pay.dSurvey estimate | 23.5%± 8.6 points | Can’t be told apart from most of 563 NJ municipalities with databetween 3rd and 516th, by value, lowest first | 2022 | HUD CHAS |
| Owners paying half their income or moreOwners paying half their income or more. The share of homeowners here paying half their income or more on their mortgage, tax, insurance and utilities.Kind of figure: Survey estimateWhy it matters: Owning does not always mean affordable; this counts owners under the most strain.aSurvey estimate | 13.1%± 7.7 points | Can’t be told apart from most of 563 NJ municipalities with databetween 22nd and 549th, by value, lowest first | 2024 | Census ACS |
| Owner costs a month, with a mortgageOwner costs a month, with a mortgage. What the middle owner with a mortgage here pays each month for the loan, tax, insurance, utilities and fees, as owners told the Census.Kind of figure: Survey estimateWhy it matters: What owning costs people who already own, many on older, cheaper loans than a buyer gets today.aSurvey estimate | $2,918/mo± $201/mo | Toward the top of 539 NJ municipalities with databetween 152nd and 309th, by value, highest first | 2024 | Census ACS |
| Owner costs a month, without a mortgageOwner costs a month, without a mortgage. What the middle owner without a mortgage here pays each month for tax, insurance, utilities and fees.Kind of figure: Survey estimateWhy it matters: The cost of a home that never goes away, even once the loan is paid off.aSurvey estimate | $1,108/mo± $161/mo | Can’t be told apart from most of 511 NJ municipalities with databetween 164th and 448th, by value, highest first | 2024 | Census ACS |
| Annual property tax bill, typical homeAnnual property tax bill, typical home. What the middle one- to four-family home paid in property tax in the tax year shown, before any relief a household may claim.Kind of figure: Administrative recordsWhy it matters: New Jersey’s property taxes are among the highest in the country, so this can matter as much as the price.Administrative records | $8,850 | 294th of 563 NJ municipalities with data, by value, highest first | 2024 | NJ MOD-IV |
NoteThe property tax bill is the medianMedian. The middle value: half are above it and half below. Unlike an average, a few very large values do not pull it up. total tax across one- to four-family homes in MOD-IVMOD-IV. New Jersey’s property tax assessment records, kept by the Division of Taxation: a record for every parcel, with its assessed value, property class and year built., New Jersey's assessment records, for the tax year its period names — the year NJOGIS last joined its parcel map to. It is the bill as levied, before relief paid to individual households such as ANCHOR, and it follows each municipality's own assessments rather than a rate on market value. |
| Effective property tax rateEffective property tax rate. Property tax per $100 of what a home is actually worth on the market, as New Jersey publishes it.Kind of figure: Official determinationWhy it matters: The one property tax figure that can be compared between towns, because it is measured against market value rather than each town’s own assessment.Official determination | $2.14 per $100 | 283rd of 564 NJ municipalities, by value, lowest first | 2025 | NJ tax rates |
| General property tax rateGeneral property tax rate. Property tax per $100 of the value the town has assessed — the rate printed on a tax bill.Kind of figure: Official determinationWhy it matters: It is the rate you are charged, but it cannot be compared between towns: a town that assesses homes at half their worth needs twice the rate to raise the same money.Official determination | $3.19 per $100 | 234th of 564 NJ municipalities, by value, highest first | 2025 | NJ tax rates |
| Director's Ratio (assessment to market value)Director's Ratio (assessment to market value). How close the town’s assessments are to market value, as a percentage. 100 means they match; 60 means homes are on the books at about 60% of what they would sell for.Kind of figure: Official determinationWhy it matters: It shows how out of date a town’s assessments are: the further from 100, the longer since it revalued.Official determination | 62.3% | 317th of 564 NJ municipalities, by value, highest first | 2025 | NJ tax rates |
| Running costs |
|---|
| Homeowners insurance a year, typical home with a mortgageHomeowners insurance a year, typical home with a mortgage. What the middle homeowner with a mortgage pays a year to insure the home, as owners told the Census. Worked out from the Census’s price brackets, so no margin is given.Kind of figure: Survey estimateWhy it matters: Lenders require it, so it is part of the monthly cost; a new policy can cost more than owners already insured pay.aSurvey estimate | $1,439no margin available | — | 2024 | Census ACS |
| Electricity a month, typical home billed for itElectricity a month, typical home billed for it. The middle monthly electricity bill among homes here that pay one, owners and renters alike, as households told the Census. Worked out from the Census’s price brackets, so no margin is given.Kind of figure: Survey estimateWhy it matters: Part of what a home costs to run every month, on top of the mortgage or the rent.aSurvey estimate | $205/mono margin available | — | 2024 | Census ACS |
| Gas a month, typical home billed for itGas a month, typical home billed for it. The middle monthly gas bill among homes here that pay one, as households told the Census. Worked out from the Census’s price brackets, so no margin is given.Kind of figure: Survey estimateWhy it matters: Many New Jersey homes heat with gas, so it can be the second-largest utility bill.aSurvey estimate | $115/mono margin available | — | 2024 | Census ACS |
| Water and sewer a year, typical home billed for itWater and sewer a year, typical home billed for it. The middle yearly water and sewer bill among homes here billed for it, as households told the Census. Worked out from the Census’s price brackets, so no margin is given.Kind of figure: Survey estimateWhy it matters: Often billed by the town or a utility every quarter, so easy to leave out of a monthly budget.aSurvey estimate | $613no margin available | — | 2024 | Census ACS |
| Renters paying utilities on top of rentRenters paying utilities on top of rent. The share of renting households here that pay for at least one utility on top of their rent.Kind of figure: Survey estimateWhy it matters: It says how often a quoted rent leaves the bills to the tenant, which matters when setting a rent against the cost of owning.aSurvey estimate | 100.0%no margin available | — | 2024 | Census ACS |
| Heated with utility gasHeated with utility gas. The share of homes here heated mainly with gas piped in by a utility.Kind of figure: Survey estimateWhy it matters: The heating fuel sets which bills a home runs up in winter.aSurvey estimate | 83.2%± 3.9 points | — | 2024 | Census ACS |
| Heated with electricityHeated with electricity. The share of homes here heated mainly with electricity, by heat pump or by resistance heat.Kind of figure: Survey estimateWhy it matters: The heating fuel sets which bills a home runs up in winter.aSurvey estimate | 6.0%± 2.7 points | — | 2024 | Census ACS |
| Heated with oilHeated with oil. The share of homes here heated mainly with heating oil or kerosene, delivered by truck.Kind of figure: Survey estimateWhy it matters: Oil can cost more than gas, and an old tank can be a costly problem when buying.aSurvey estimate | 7.2%± 3.1 points | — | 2024 | Census ACS |
| Heated with propaneHeated with propane. The share of homes here heated mainly with propane from a tank.Kind of figure: Survey estimateWhy it matters: Common where gas lines do not reach; prices swing with the season.aSurvey estimate | 2.9%± 1.7 points | — | 2024 | Census ACS |
| Heated another way, or not at allHeated another way, or not at all. The share of homes here heated with wood, coal, solar or another fuel, or not heated at all.Kind of figure: Survey estimateWhy it matters: Part of the mix of heating fuels here.aSurvey estimate | 0.7%0.0% to 1.9% | — | 2024 | Census ACS |
| Homes and people |
|---|
| Residential units permittedResidential units permitted. How many new homes builders were given permission to build here in a year, each apartment counted as one.Kind of figure: Administrative recordsWhy it matters: More permits mean more homes on the way, which can ease prices; few mean supply is not keeping up.bAdministrative records | 64 | 127th of 563 NJ municipalities with data, by value, highest first | 2025 | Census permits |
| Homes completedHomes completed. How many new homes were finished and certified ready to live in during the year, from each town’s construction office.Kind of figure: Administrative recordsWhy it matters: Permits say what may be built; this says what was. A town that reported nothing has no figure, not zero.Administrative records | 37 | — | 2025 | NJ construction |
| Homes completed, one- and two-familyHomes completed, one- and two-family. New homes finished in houses and two-family buildings.Kind of figure: Administrative recordsWhy it matters: Shows how much of what gets built is single-family housing.Administrative records | 36 | — | 2025 | NJ construction |
| Homes completed, multifamilyHomes completed, multifamily. New homes finished in buildings of three or more homes, mostly apartments.Kind of figure: Administrative recordsWhy it matters: Apartments add the most homes per acre, and usually the most rentals.Administrative records | 0 | — | 2025 | NJ construction |
| Homes completed, mixed-useHomes completed, mixed-use. New homes finished in buildings that also hold shops or offices.Kind of figure: Administrative recordsWhy it matters: Homes above stores are common in downtowns and near train stations.Administrative records | 1 | — | 2025 | NJ construction |
| Homes demolishedHomes demolished. How many homes were torn down during the year, counted from demolition permits.Kind of figure: Administrative recordsWhy it matters: A home demolished cancels out a home built; the net is what the stock really gained.Administrative records | 4 | — | 2025 | NJ construction |
| Net homes addedNet homes added. Homes finished minus homes demolished in the year, where the town reported both.Kind of figure: Calculated hereWhy it matters: The real change in how many homes there are.Calculated here | 33 | — | 2025 | NJ construction |
| Net homes added per 1,000 homesNet homes added per 1,000 homes. Net homes added in the year for every 1,000 homes already standing.Kind of figure: Calculated hereWhy it matters: Compares how fast places of different sizes are growing their housing. One big building can swing a small town for a year.Calculated here | 0.9 per 1,000 homes± 0.0 per 1,000 homes | Near the middle of 557 NJ municipalities with databetween 200th and 212th, by value, highest first | 2024 | Calculated here |
| Homes, all housing unitsHomes, all housing units. How many homes there are, occupied or empty, from the Census Bureau’s survey, pooled over five years.Kind of figure: Survey estimateWhy it matters: The size of the housing stock that new building is measured against.aSurvey estimate | 4,323± 222 | — | 2024 | Census ACS |
| Vacancy rateVacancy rate. The share of all homes standing empty, including holiday homes and homes for sale or rent.Kind of figure: Survey estimateWhy it matters: Low vacancy means a tight market where homes fill fast. Shore towns read high because of holiday homes.aSurvey estimate | 0.0%0.0% to 0.5% | Near the bottom of 564 NJ municipalitiesbetween 443rd and 564th, by value, highest first | 2024 | Census ACS |
| Homeownership rateHomeownership rate. The share of occupied homes lived in by their owners rather than rented out.Kind of figure: Survey estimateWhy it matters: It shows whether a place is mostly owners or has plenty of rentals.aSurvey estimate | 98.6%96.9% to 100.0% | Near the top of 564 NJ municipalitiesbetween 1st and 54th, by value, highest first | 2024 | Census ACS |
| Total populationTotal population. How many people live here, from the Census Bureau’s survey, pooled over five years.Kind of figure: Survey estimateWhy it matters: Growth means more people competing for homes; decline can mean the opposite.aSurvey estimate | 12,187± 22 | Near the middle of 564 NJ municipalitiesbetween 208th and 210th, by value, highest first | 2024 | Census ACS |
| Population estimatePopulation estimate. The Census Bureau’s estimate of residents as of July 1, using the last census plus births, deaths and migration. Not a survey average.Kind of figure: Modelled estimateWhy it matters: A newer population snapshot. Survey-based population stays the denominator of this site’s calculated ratios.Modelled estimate | 12,610 | 208th of 564 NJ municipalities, by value, highest first | Jul 2025 | Census population |
| Residential parcelsResidential parcels. How many one- to four-family properties are on the tax roll. A parcel is a lot and what stands on it.Kind of figure: Administrative recordsWhy it matters: It shows how large a place’s stock of houses is, as against its apartments.Administrative records | 3,922 | 197th of 564 NJ municipalities, by value, highest first | 2024 | NJ MOD-IV |
| Apartment share of residential parcelsApartment share of residential parcels. Apartment buildings as a share of residential properties. It counts buildings, not homes: a 200-unit building counts once.Kind of figure: Administrative recordsWhy it matters: More apartment buildings usually mean more rentals to choose from and a denser, more mixed place.Administrative records | 0.1% | 401st of 564 NJ municipalities, by value, highest first | 2024 | NJ MOD-IV |
| Vacant land share of parcelsVacant land share of parcels. The share of properties on the tax roll that are vacant land, including wetland and preserved land that cannot be built on.Kind of figure: Administrative recordsWhy it matters: A rough sign of how much room is left to build, to be read with care.Administrative records | 4.9% | 188th of 564 NJ municipalities, by value, highest first | 2024 | NJ MOD-IV |
| Median year built, residential parcelsMedian year built, residential parcels. The middle year one- to four-family homes here were built, from the property tax records.Kind of figure: Administrative recordsWhy it matters: Older homes often mean more upkeep and more character; newer ones, recent building and prices to match.Administrative records | 2001 | 3rd of 562 NJ municipalities with data, by value, highest first | 2024 | NJ MOD-IV |
| Median residential lot sizeMedian residential lot size. The middle lot size of one- to four-family homes here, in acres. An acre is 43,560 square feet.Kind of figure: Administrative recordsWhy it matters: Bigger lots mean more space and fewer homes to a street, and usually a higher price per home.Administrative records | 0.44 ac | 145th of 561 NJ municipalities with data, by value, highest first | 2024 | NJ MOD-IV |
| The homes |
|---|
| Single-family detached homesSingle-family detached homes. The share of homes here that are houses standing on their own, as the Census counts them.Kind of figure: Survey estimateWhy it matters: Says whether a place is mostly houses or mostly apartments, which shapes what is for sale and for rent.aSurvey estimate | 86.9%± 4.2 points | Near the top of 564 NJ municipalitiesbetween 59th and 182nd, by value, highest first | 2024 | Census ACS |
| Townhouses and other attached homesTownhouses and other attached homes. The share of homes here that are single-family homes sharing a wall, such as townhouses and rowhouses.Kind of figure: Survey estimateWhy it matters: Part of the mix of homes; often cheaper than a detached house nearby.aSurvey estimate | 13.1%± 3.9 points | — | 2024 | Census ACS |
| Homes in buildings of two to fourHomes in buildings of two to four. The share of homes here in two- to four-family buildings, such as duplexes and triple-deckers.Kind of figure: Survey estimateWhy it matters: Small multi-family buildings are where many renters live, and some owners live in one and rent the rest.aSurvey estimate | 0.0%0.0% to 0.7% | — | 2024 | Census ACS |
| Homes in buildings of five to 19Homes in buildings of five to 19. The share of homes here in buildings of five to 19 apartments.Kind of figure: Survey estimateWhy it matters: Part of the mix of homes; mid-sized buildings are mostly rentals and condos.aSurvey estimate | 0.0%0.0% to 0.7% | — | 2024 | Census ACS |
| Homes in buildings of 20 or moreHomes in buildings of 20 or more. The share of homes here in apartment buildings of 20 or more units.Kind of figure: Survey estimateWhy it matters: A high share means a dense place with large rental or condo buildings.aSurvey estimate | 0.0%0.0% to 0.7% | — | 2024 | Census ACS |
| Mobile homesMobile homes. The share of homes here that are mobile or manufactured homes.Kind of figure: Survey estimateWhy it matters: Often among the cheapest homes to own, though the land under them may be rented.aSurvey estimate | 0.0%0.0% to 0.5% | — | 2024 | Census ACS |
| Median year builtMedian year built. The year the middle home here was built: half are older and half newer, as households told the Census.Kind of figure: Survey estimateWhy it matters: Older homes can need more upkeep and may contain lead paint or outdated wiring.aSurvey estimate | 2001± 2 | Near the top of 548 NJ municipalities with databetween 3rd and 10th, by value, highest first | 2024 | Census ACS |
| Built in 2000 or laterBuilt in 2000 or later. The share of homes here built in 2000 or later.Kind of figure: Survey estimateWhy it matters: Shows how much has been built recently, and how new the homes on offer may be.aSurvey estimate | 55.7%± 6.9 points | — | 2024 | Census ACS |
| Built 1980 to 1999Built 1980 to 1999. The share of homes here built between 1980 and 1999.Kind of figure: Survey estimateWhy it matters: Part of the age of the homes here, from newest to oldest.aSurvey estimate | 17.3%± 3.4 points | — | 2024 | Census ACS |
| Built 1940 to 1979Built 1940 to 1979. The share of homes here built between 1940 and 1979.Kind of figure: Survey estimateWhy it matters: Homes built before 1978 may contain lead paint, which a seller must disclose.aSurvey estimate | 17.0%± 5.2 points | — | 2024 | Census ACS |
| Built before 1940Built before 1940. The share of homes here built before 1940.Kind of figure: Survey estimateWhy it matters: Very old homes can have character and high upkeep costs.aSurvey estimate | 9.9%± 6.9 points | — | 2024 | Census ACS |
| Studios and one-bedroom homesStudios and one-bedroom homes. The share of homes here that are studios or have one bedroom.Kind of figure: Survey estimateWhy it matters: Says how much there is here for people living alone or as a couple.aSurvey estimate | 0.0%0.0% to 0.7% | — | 2024 | Census ACS |
| Two-bedroom homesTwo-bedroom homes. The share of homes here with two bedrooms.Kind of figure: Survey estimateWhy it matters: Part of the mix of home sizes here.aSurvey estimate | 9.6%± 3.1 points | — | 2024 | Census ACS |
| Three-bedroom homesThree-bedroom homes. The share of homes here with three bedrooms.Kind of figure: Survey estimateWhy it matters: Part of the mix of home sizes here; the usual family house.aSurvey estimate | 48.0%± 7.2 points | — | 2024 | Census ACS |
| Four or more bedroomsFour or more bedrooms. The share of homes here with four or more bedrooms.Kind of figure: Survey estimateWhy it matters: Says how much there is here for large households.aSurvey estimate | 42.4%± 5.1 points | — | 2024 | Census ACS |
| Crowded homesCrowded homes. The share of homes here with more people than rooms, counting every room but bathrooms, as the Census measures crowding.Kind of figure: Survey estimateWhy it matters: Crowding is often how households cope when homes cost more than they can pay.aSurvey estimate | 0.1%0.0% to 1.3% | Can’t be told apart from most of 564 NJ municipalitiesbetween 1st and 411th, by value, lowest first | 2024 | Census ACS |
| Homes without complete plumbingHomes without complete plumbing. The share of homes here missing hot and cold running water, a bathtub or shower, or a flush toilet.Kind of figure: Survey estimateWhy it matters: A rare but basic sign of homes in poor condition.aSurvey estimate | 0.0%0.0% to 0.5% | Can’t be told apart from most of 564 NJ municipalitiesbetween 1st and 495th, by value, lowest first | 2024 | Census ACS |
| Homes without a complete kitchenHomes without a complete kitchen. The share of homes here missing a sink with a faucet, a stove or range, or a refrigerator.Kind of figure: Survey estimateWhy it matters: Often rooming houses or units carved out of larger homes, as well as homes in poor repair.aSurvey estimate | 0.0%0.0% to 0.5% | Can’t be told apart from most of 564 NJ municipalitiesbetween 1st and 416th, by value, lowest first | 2024 | Census ACS |
| Rental vacancy rateRental vacancy rate. The share of rental homes here that stood empty and for rent, as the Census defines the rental vacancy rate.Kind of figure: Survey estimateWhy it matters: A low rate means few rentals open at a time, which tends to push rents up.aSurvey estimate | 0.0%0.0% to 36.7% | Can’t be told apart from most of 563 NJ municipalities with databetween 7th and 563rd, by value, highest first | 2024 | Census ACS |
| Homeowner vacancy rateHomeowner vacancy rate. The share of owned homes here that stood empty and for sale, as the Census defines the homeowner vacancy rate.Kind of figure: Survey estimateWhy it matters: A low rate means few homes on the market at a time, so buyers compete.aSurvey estimate | 0.0%0.0% to 0.5% | Can’t be told apart from most of 563 NJ municipalities with databetween 49th and 563rd, by value, highest first | 2024 | Census ACS |
| Empty homes kept for seasonal useEmpty homes kept for seasonal use. Of the homes here with nobody living in them, the share kept as summer homes, rentals for vacations, or for occasional use.Kind of figure: Survey estimateWhy it matters: Explains a high vacancy rate at the shore, where most empty homes are not for rent or sale.aSurvey estimate | 0.0%0.0% to 18.6% | — | 2023 | Census ACS |
| Empty for other reasonsEmpty for other reasons. Of the homes here with nobody living in them, the share empty for none of the usual reasons: being repaired, tied up in an estate or foreclosure, or abandoned.Kind of figure: Survey estimateWhy it matters: A high share can be a sign of neglected homes.aSurvey estimate | 60.2%0.0% to 100.0% | — | 2023 | Census ACS |
| How homes sell |
|---|
| Median sale price, last twelve monthsMedian sale price, last twelve months. The middle price paid for homes sold here in the last twelve months on file. Shown only where 50 or more sold.Kind of figure: Administrative recordsWhy it matters: Fresher than the three-year figure, and noisier, so it is shown only where there are enough sales.cAdministrative records | $460,000 | — | Jun 2026 | NJ sales |
| Sale price, lower quarterSale price, lower quarter. A quarter of the homes that sold here went for less than this, over three years.Kind of figure: Administrative recordsWhy it matters: The cheaper end of what actually sells, which a median hides.cAdministrative records | $375,000 | — | Jun 2026 | NJ sales |
| Sale price, upper quarterSale price, upper quarter. A quarter of the homes that sold here went for more than this, over three years.Kind of figure: Administrative recordsWhy it matters: With the lower quarter, it shows how wide the range of prices paid is.cAdministrative records | $585,000 | — | Jun 2026 | NJ sales |
| Usable home sales, three yearsUsable home sales, three years. How many one- to four-family homes sold here in an arm’s-length sale over the three years shown, as the state recorded them.Kind of figure: Administrative recordsWhy it matters: Every sales figure on this page rests on this many sales: the fewer, the more one sale can move them.Administrative records | 258 | — | Jun 2026 | NJ sales |
| Homes sold a year per 1,000Homes sold a year per 1,000. How many homes sold here in a year, on average over the three years shown, for every 1,000 homes on the tax rolls.Kind of figure: Calculated hereWhy it matters: How often homes change hands. A low rate can mean few homes come up for sale, or simply that owners stay put.Calculated here | 26.3 per 1,000 homes | 191st of 540 NJ municipalities with data, by value, highest first | Jun 2026 | Calculated here |
| Sale price per square footSale price per square foot. The middle sale price per square foot of living space, among homes sold here over three years that record their size.Kind of figure: Administrative recordsWhy it matters: Compares prices across homes of different sizes, which a median price cannot.cAdministrative records | $226 | 427th of 538 NJ municipalities with data, by value, highest first | Jun 2026 | NJ sales |
| Median year built, homes soldMedian year built, homes sold. The middle year built of the homes that sold here over three years — the age of what changed hands, not of every home.Kind of figure: Administrative recordsWhy it matters: Says whether buyers here are mostly buying older homes or new ones.Administrative records | 2005 | — | Jun 2026 | NJ sales |
| Assessed value to sale priceAssessed value to sale price. A home’s assessed value as a share of what it sold for, the middle of recent sales here, as the state works it out.Kind of figure: Administrative recordsWhy it matters: Below 100% means assessments trail the market; how far is why two towns’ tax rates cannot be compared directly.Administrative records | 57.9% | — | Jun 2026 | NJ sales |
NoteThe sales ratio is a home's assessed valueAssessed value. The value the town puts on a property for tax purposes. It can be far from today’s market price, since towns reassess only every few years. over its sale price. Below 100% means assessments trail the market, which they do more the longer since a town last revalued; it is not a tax rate and says nothing alone about a bill. |
| Revaluation or reassessmentRevaluation or reassessment. The latest tax year the state recognized a revaluation or reassessment here, which brings assessments back toward market value. Its lists begin with 2017.Kind of figure: Official determinationWhy it matters: After a revaluation, who pays what share of the tax can change, even if the total does not.Official determination | 2019 | — | 2019 | Approved revaluations and reassessments |
NoteThe state's revaluation and reassessment lists begin with tax year 2017; a town on none of them has not revalued since at least then. |
| Households and getting around |
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| People per householdPeople per household. How many people live in the average home here, as households told the Census.Kind of figure: Survey estimateWhy it matters: Larger households need more room, which says what kind of homes are in demand.aSurvey estimate | 2.80± 0.14 | Toward the top of 564 NJ municipalitiesbetween 37th and 298th, by value, highest first | 2024 | Census ACS |
| Households of one personHouseholds of one person. The share of households here that are one person living alone.Kind of figure: Survey estimateWhy it matters: Says how much of the demand here is for smaller homes.aSurvey estimate | 11.9%± 4.2 points | Near the bottom of 564 NJ municipalitiesbetween 423rd and 563rd, by value, highest first | 2024 | Census ACS |
| Married-couple householdsMarried-couple households. The share of households here headed by a married couple.Kind of figure: Survey estimateWhy it matters: Part of who lives here.aSurvey estimate | 74.9%± 4.4 points | — | 2024 | Census ACS |
| Households with childrenHouseholds with children. The share of households here with at least one child under 18.Kind of figure: Survey estimateWhy it matters: Families with children look for space and schools, which shapes what homes are in demand.aSurvey estimate | 41.3%± 4.7 points | Near the top of 564 NJ municipalitiesbetween 19th and 139th, by value, highest first | 2024 | Census ACS |
| People with a disabilityPeople with a disability. The share of people here with a disability affecting hearing, sight, memory, walking, self-care or living on their own.Kind of figure: Survey estimateWhy it matters: Says how many people here may need homes that are accessible without stairs.aSurvey estimate | 7.5%± 2.0 points | Toward the bottom of 564 NJ municipalitiesbetween 258th and 556th, by value, highest first | 2024 | Census ACS |
| Students at private schoolsStudents at private schools. Of the children who live here and attend kindergarten to grade 12, the share enrolled at a private school. Charter and county vocational schools count as public.Kind of figure: Survey estimateWhy it matters: Not every child who lives here attends the local district’s schools.aSurvey estimate | 6.1%± 4.4 points | Can’t be told apart from most of 563 NJ municipalities with databetween 120th and 561st, by value, highest first | 2024 | Census ACS |
| Students at private schools, kindergarten to grade 8Students at private schools, kindergarten to grade 8. Of the children who live here in kindergarten to grade 8, the share enrolled at a private school.Kind of figure: Survey estimateWhy it matters: Private enrollment often differs between the younger grades and high school.aSurvey estimate | 6.8%± 5.4 points | Can’t be told apart from most of 562 NJ municipalities with databetween 64th and 557th, by value, highest first | 2024 | Census ACS |
| Students at private schools, grades 9 to 12Students at private schools, grades 9 to 12. Of the children who live here in grades 9 to 12, the share enrolled at a private school.Kind of figure: Survey estimateWhy it matters: Private enrollment often differs between the younger grades and high school.aSurvey estimate | 4.0%0.0% to 11.0% | Can’t be told apart from most of 561 NJ municipalities with databetween 95th and 561st, by value, highest first | 2024 | Census ACS |
| Households without a carHouseholds without a car. The share of households here that have no car, van or truck.Kind of figure: Survey estimateWhy it matters: High where transit is good, and where households cannot afford a car.aSurvey estimate | 1.0%0.0% to 2.1% | Toward the bottom of 564 NJ municipalitiesbetween 332nd and 564th, by value, highest first | 2024 | Census ACS |
| Workers commuting by transitWorkers commuting by transit. The share of workers living here who usually get to work by bus, train, light rail or ferry.Kind of figure: Survey estimateWhy it matters: Shows how practical it is to get around here without a car.aSurvey estimate | 1.1%± 1.1 points | Toward the bottom of 564 NJ municipalitiesbetween 225th and 559th, by value, highest first | 2024 | Census ACS |
| Workers working from homeWorkers working from home. The share of workers living here who usually work from home.Kind of figure: Survey estimateWhy it matters: A place where many work from home draws people for its homes rather than its commute.aSurvey estimate | 25.4%± 6.0 points | Toward the top of 564 NJ municipalitiesbetween 14th and 246th, by value, highest first | 2024 | Census ACS |
| Workers driving aloneWorkers driving alone. The share of workers living here who usually drive to work alone.Kind of figure: Survey estimateWhy it matters: Part of how people here get to work.aSurvey estimate | 68.6%± 2.0 points | — | 2024 | Census ACS |
| Workers walking to workWorkers walking to work. The share of workers living here who usually walk to work.Kind of figure: Survey estimateWhy it matters: Part of how people here get to work.aSurvey estimate | 0.7%0.0% to 1.8% | — | 2024 | Census ACS |
| Commute, minutes each wayCommute, minutes each way. How many minutes the average worker living here takes to get to work, one way, not counting those who work from home.Kind of figure: Survey estimateWhy it matters: A cheaper home farther out can cost hours a week in travel.aSurvey estimate | 28.0 min± 3.9 min | Can’t be told apart from most of 562 NJ municipalities with databetween 19th and 470th, by value, lowest first | 2024 | Census ACS |
| Commutes of an hour or moreCommutes of an hour or more. The share of workers living here who take an hour or more to get to work, one way.Kind of figure: Survey estimateWhy it matters: Long commutes are often the price of a cheaper home farther from jobs.aSurvey estimate | 9.9%± 4.0 points | — | 2024 | Census ACS |
| Where people work and transit nearby |
|---|
| Jobs held by residentsJobs held by residents. Jobs held by people who live here, wherever the job is: jobs covered by unemployment insurance and federal civilian jobs, from the Census Bureau’s LODES.Kind of figure: Administrative recordsWhy it matters: The base the work shares are taken of. Self-employment and military jobs are not counted, and two jobs count twice.Administrative records | 6,192 | — | 2023 | Census LODES |
| Residents' jobs in their own townResidents' jobs in their own town. The share of residents’ jobs located in this town.Kind of figure: Calculated hereWhy it matters: A town where few residents work locally is one most people leave each morning.Calculated here | 5.7% | — | 2023 | Census LODES |
| Residents' jobs in their home countyResidents' jobs in their home county. The share of residents’ jobs located in the county they live in, their own town included.Kind of figure: Calculated hereWhy it matters: Shows how far most residents’ work reaches.Calculated here | 32.6% | — | 2023 | Census LODES |
| Residents' jobs elsewhere in New JerseyResidents' jobs elsewhere in New Jersey. The share of residents’ jobs in New Jersey but outside their home county.Kind of figure: Calculated hereWhy it matters: Part of where residents work.Calculated here | 41.3% | — | 2023 | Census LODES |
| Residents' jobs in New York CityResidents' jobs in New York City. The share of residents’ jobs located in New York City’s five boroughs.Kind of figure: Calculated hereWhy it matters: Where many residents work in the city, the trip across the Hudson shapes daily life and costs.Calculated here | 0.5% | — | 2023 | Census LODES |
| Residents' jobs in PennsylvaniaResidents' jobs in Pennsylvania. The share of residents’ jobs located in Pennsylvania, Philadelphia included.Kind of figure: Calculated hereWhy it matters: Part of where residents work.Calculated here | 19.3% | — | 2023 | Census LODES |
| Residents' jobs in other statesResidents' jobs in other states. The share of residents’ jobs outside New Jersey, New York City and Pennsylvania.Kind of figure: Calculated hereWhy it matters: Part of where residents work. LODES 2023 has no records for Alaska or Michigan.Calculated here | 6.3% | — | 2023 | Census LODES |
| Homes within half a mile of a rail stopHomes within half a mile of a rail stop. The share of homes within half a mile, in a straight line, of a commuter rail, PATH, PATCO, subway or light rail stop.Kind of figure: Calculated hereWhy it matters: Nearness to a station, not how often trains call there.Calculated here | 0.0% | — | 2026 | BTS transit |
| Homes within a quarter mile of a bus stopHomes within a quarter mile of a bus stop. The share of homes within a quarter mile, in a straight line, of a bus stop.Kind of figure: Calculated hereWhy it matters: A stop served once a day counts the same as one served every ten minutes.Calculated here | 21.1% | — | 2026 | BTS transit |
| Homes near any transit stopHomes near any transit stop. The share of homes near a rail stop (half a mile) or a bus stop (a quarter mile).Kind of figure: Calculated hereWhy it matters: How much of the place is within a walk of some transit.Calculated here | 21.1% | — | 2026 | BTS transit |
| Mortgages |
|---|
| Home-purchase mortgages madeHome-purchase mortgages made. Mortgages made to buy an owner-occupied home here in the year, as lenders report them under HMDA.Kind of figure: Administrative recordsWhy it matters: How active home buying with a mortgage is here. Cash purchases and small lenders below HMDA’s thresholds are not counted.Administrative records | 105 | — | 2025 | HMDA mortgages |
| Median mortgage rate, home purchasesMedian mortgage rate, home purchases. The median interest rate on home-purchase mortgages made here in the year.Kind of figure: Calculated hereWhy it matters: What borrowers here actually got, not a rate anyone is offered today.Calculated here | 6.6% | — | 2025 | HMDA mortgages |
| Median mortgage, home purchasesMedian mortgage, home purchases. The median amount borrowed to buy a home here.Kind of figure: Calculated hereWhy it matters: Published rounded to the middle of each $10,000 range, for privacy.Calculated here | $365,000 | — | 2025 | HMDA mortgages |
| Median loan-to-value, home purchasesMedian loan-to-value, home purchases. The median loan as a share of the home’s value.Kind of figure: Calculated hereWhy it matters: 100% less this is the typical down payment.Calculated here | 85.0% | — | 2025 | HMDA mortgages |
| Median loan costs, home purchasesMedian loan costs, home purchases. The median of the loan costs disclosed at closing: origination charges, points and third-party services.Kind of figure: Calculated hereWhy it matters: Cash a buyer needs beyond the down payment.Calculated here | $6,191 | — | 2025 | HMDA mortgages |
| Median borrower income, home purchasesMedian borrower income, home purchases. The median income lenders relied on for home-purchase mortgages here.Kind of figure: Calculated hereWhy it matters: Who is buying here with a mortgage.Calculated here | $156,000 | — | 2025 | HMDA mortgages |
| Conventional loans, home purchasesConventional loans, home purchases. The share of home-purchase mortgages here that no government program insures.Kind of figure: Calculated hereWhy it matters: Part of how buyers here finance.Calculated here | 81.0% | — | 2025 | HMDA mortgages |
| FHA loans, home purchasesFHA loans, home purchases. The share of home-purchase mortgages here insured by the FHA, which allows 3.5% down up to a county limit.Kind of figure: Calculated hereWhy it matters: A high share means many buyers here put little down.Calculated here | 12.4% | — | 2025 | HMDA mortgages |
| VA loans, home purchasesVA loans, home purchases. The share of home-purchase mortgages here guaranteed by the Department of Veterans Affairs.Kind of figure: Calculated hereWhy it matters: Part of how buyers here finance.Calculated here | 5.7% | — | 2025 | HMDA mortgages |
| Home-purchase applications deniedHome-purchase applications denied. Applications denied as a share of those decided.Kind of figure: Calculated hereWhy it matters: HMDA has no credit scores, so this is not a measure of who could qualify.Calculated here | 0.9% | — | 2025 | HMDA mortgages |
| Flood and environment |
|---|
| Homes in FEMA's 1% flood zoneHomes in FEMA's 1% flood zone. The share of homes inside FEMA’s 1%-a-year flood zone, estimated from the 2020 Census’s homes against FEMA’s map in force.Kind of figure: Calculated hereWhy it matters: A flood there has at least a 26% chance over a 30-year mortgage, and a federally backed mortgage requires flood insurance. Outside the zone is not safe.Calculated here | 4.9% | 242nd of 518 NJ municipalities with data, by value, lowest first | 2026 | FEMA flood map |
| Homes in FEMA's 0.2% flood zoneHomes in FEMA's 0.2% flood zone. The share of homes in FEMA’s 0.2%-a-year flood zone, or behind a levee.Kind of figure: Calculated hereWhy it matters: Insurance is not required there, but floods still reach it.Calculated here | 0.4% | 145th of 518 NJ municipalities with data, by value, lowest first | 2026 | FEMA flood map |
| Homes in FEMA's 1% flood zone (count)Homes in FEMA's 1% flood zone (count). How many homes, as counted in 2020, are estimated to be in FEMA’s 1% flood zone.Kind of figure: Calculated hereWhy it matters: The number behind the share.Calculated here | 201 | — | 2026 | FEMA flood map |
| Homes FEMA's flood map determinesHomes FEMA's flood map determines. The share of homes where FEMA’s digital flood map gives a flood zone at all.Kind of figure: Calculated hereWhy it matters: Below 95%, no share in the zones is given: a share over homes the map does not reach would read as dry. Most of Morris County is in that position.Calculated here | 100.0% | — | 2026 | FEMA flood map |
| Flood insurance claims paidFlood insurance claims paid. Flood insurance claims the National Flood Insurance Program paid on, by the year of the flood.Kind of figure: Administrative recordsWhy it matters: Where floods have actually cost insured owners. Only insured homes claim, so it undercounts.Administrative records | 1 | — | 2022 | FEMA flood claims |
| Flood insurance paidFlood insurance paid. What the National Flood Insurance Program paid for floods in the year, in that year’s dollars.Kind of figure: Administrative recordsWhy it matters: How costly a flood year was here.Administrative records | $2,118 | — | 2022 | FEMA flood claims |
| Contaminated sites, cleanup openContaminated sites, cleanup open. Contaminated sites NJDEP lists whose cleanup is under way or not yet begun.Kind of figure: Administrative recordsWhy it matters: A count, not a risk: where each site is, and what it is, is on NJDEP’s map.Administrative records | 7 | — | 2026 | NJDEP contaminated sites |
| Contaminated sites, cleaned up with controlsContaminated sites, cleaned up with controls. Sites cleaned up with controls that stay, such as a deed notice or a limit on using the ground water.Kind of figure: Administrative recordsWhy it matters: The land is usable, with conditions that pass to the next owner.Administrative records | 2 | — | 2026 | NJDEP contaminated sites |
| Home heating-oil tank cleanupsHome heating-oil tank cleanups. Leaking home heating-oil tanks being cleaned up, nearly all at houses.Kind of figure: Administrative recordsWhy it matters: Common where homes were heated with oil; worth asking about when buying an older house.Administrative records | 2 | — | 2026 | NJDEP contaminated sites |
| Homes on public waterHomes on public water. The share of homes inside a public water system’s service area.Kind of figure: Calculated hereWhy it matters: The rest mostly drink from private wells, which New Jersey has tested only when a home is sold or leased.Calculated here | 100.0% | — | 2026 | NJDEP water areas |
| Homes on a system with a recent health-based violationHomes on a system with a recent health-based violation. The share of homes whose water system had a health-based violation in the last five full years: a contaminant over its limit, or treatment not done.Kind of figure: Calculated hereWhy it matters: A period the water broke a rule, not a measure of the water today; each system’s record says what happened.Calculated here | 0.0% | — | 2026 | EPA water records |