Visual story
Who feels housing costs most?
Explore a place
Choose a town, county or ZIP to explore its records.
Across New Jersey
Choose renters or owners. Each bar shows the share spending over 30% of income on housing within one income band. Tap a band to understand its benchmark.
Who feels housing costs most?
2018–2022 · Share of renters spending over 30% of income on housing.
Income as a share of HUDHUD. The U.S. Department of Housing and Urban Development, the federal housing agency. It sets the income limits and Fair Market Rents housing programs use, and publishes data on who struggles with housing costs. area medianMedian. The middle value: half are above it and half below. Unlike an average, a few very large values do not pull it up. family income
Tap an income band to understand it.
Survey estimates; whiskers show 90% margins. Bands are not eligibility limits.
Definitions & sources
HUD adjusts area median family income for household size. It is not this page’s median household income. Housing costs include utilities. Each share uses all renter households in that income band; uncomputed cases remain in the denominator, not counted as unburdened. HUD rounds counts to five households; small groups can have wide margins or no calculable share.
Statewide view: sum of estimates for all 21 counties, not a separately published state table. Bands use each household’s local HUD area. Margins use the Census aggregation approximation.
A group estimate does not predict your household’s costs.
HUD CHAS, Table 8 ↗2018–2022 survey · Release 54406
HUD CHAS uses Census ACS estimates. Income bands use HUD area median family income adjusted for household size, not a town’s median household income. Uncomputed cases stay in the denominator; margins are 90%. Group estimates do not predict a household’s costs or program eligibility. More visual stories →